How to find the right card

To find the right credit card, you need to know what you’re looking for, but with hundreds of different credit cards to choose from, it can be difficult to know which one’s right for you. uSwitch.com have taken the guesswork out of the search.

If you’ve accumulated a large balance on your existing cards, you need to cut the interest you are paying each month. From 0% interest offers to low interest rate for the life of the balance, we help you find the right credit card to save money when you transfer your balance.

Our spending habits play a big role in finding the right card. What kind of spender are you?

The careful spender

You need a card for those cash flow crises, but pay off your balance straight away, so you don’t need to worry about your card’s interest rate. Instead, look out for a card offering a great cashback rate and earn when you spend.

The conscientious spender

Want to give a little back? Affinity cards donate a percentage to charity, every time you use your card. This is a good option if you pay your balance off every month.

The big spender

Like to flash your cash? If fast cars, luxury holidays, and designer clothes are your vices, you’ll need a card with a super low interest rate.