Interest free credit cards

All credit cards charge interest. But, you may be able to avoid paying any if you use your card smartly. Compare cards on uSwitch.com and find one with an introductory interest free period, a low interest rate or other offers that can save you money.

uSwitch.com is independent and impartial, so your results will show you the best cards for you, not us. We compare all UK credit cards with information that is updated daily – including those that offer interest free periods; so you can rest assured your results are comprehensive and accurate.

The best way to avoid paying interest on your credit card is to pay your bills on time. Credit cards all come with an interest free period on purchases. So, if you go on a shopping spree, you won’t start paying interest on your debt until about 40 to 60 days after your purchase.

The interest free period differs for each credit card company, but you will be able to see these in your results when you compare cards on uSwitch.com.

Some credit cards offer interest free introductory periods on purchases as a way to entice new customers. You may get up to one year at 0% interest. But, then of course, after the introduction you will have to start paying interest. So, make sure you check out the standard interest rate too.

If you want to move an existing balance you can take advantage of 0% introductory rates, though remember to also look for a card that doesn’t charge for balance transfers.