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Practical help and advice on dealing with debt, understanding how to avoid debt and managing your money

Debt advice centre

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Different types of debt


Sometimes it seems like there’s a constant stream of bills to pay. Find out what to do if you’re facing financial difficulties.


Mortgage arrears

Mortgage arrears

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Behind on your mortgage repayments? Here’s what to do.

Rent arrears

Rent arrears

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Advice on what to do if you fall behind on your rent.

Council Tax arrears

Council Tax arrears

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Tips on sorting out your council tax if you’re having difficulties paying.

Tax and Inland Revenue debts

Tax and Inland Revenue debts

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Make sure you’re not hit with a big tax bill and what to do if you owe money.

Credit cards, overdrafts and loans debts

Credit and overdrafts

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What to do if you’re struggling to pay back your borrowing.

Debts on household bills

Outstanding household bills

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Why it’s important to pay your utility bills and what to do if you can’t.

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