Letter templates
These letter templates, which have been provided by the debt advice charity Credit Action will help you keep in touch with your creditors about your financial difficulties.
Negotiating with priority creditors
Send this letter with your financial statement to alert your priority creditors that you are having problems and your offer of payment.
Download letter template
Negotiating with non-priority creditors
Use this letter to make your offer to secondary creditors. Send it with your financial statement and schedule of non-priority debts.
Download letter template
Freezing your interest
If your creditor refuses your offer
If you have no money to offer
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