With the prospect of interest rate rises on the horizon, will fixed-rate mortgages become more expensive?
'Gradual and limited' increases expected as early as the end of this year following Bank of England speech
Rate rise would put millions of Britons in 'perilous debt', says think tank, but Bank of England says significant rises not needed following drop in unemployment rate
The scheme will instead focus on lending for small to medium sized businesses in 2014
As interests become tied to unemployment figures, analysts predict rates will not rise until 2016