Compare 0% Credit Cards
Compare 0% credit cards with uSwitch. Our simple comparison tool will find the right 0% credit card for you.
Although there are no 0 interest credit cards that lasts forever, uSwitch can help you find one with an introductory 0% deal on purchases and/or balance transfers. Find out more about 0 credit cards.
Cards below ordered by combined duration of 0% balance transfer and purchase.
Advert:
Collect extra Clubcard points every time you shop click for details...
- 0% of balance transfers for 25 months.
- 0% on purchases for 3 months.
- 1 point for every £4 spent in each purchase transaction (£4 min). Must have available credit.
Representative Example: When you spend £1,200 at a rate of 16.95% (variable) per annum, your Representative APR is 16.9% APR (variable).
This is an advertisement
Compare all credit cards:Sort by: |
On balance transfers | On purchases | Representative APR (variable) | ||
|---|---|---|---|---|---|
Show all 0% Credit Cards cards (-20 more)
0% interest credit cards
Many credit card providers offer interest free introductory periods on balance transfers, so you can transfer your debt and pay 0% interest for up to two years.
Many credit card providers charge a fee for transferring your balance - usually between 1% and 3% of your balance - to a credit card with 0 interest
0 interest credit cards - purchases
Purchase credit cards offer rates of 0% on purchases and tend to last anywhere between three months and over a year. These cards can be a great way to spread the cost of an expensive purchase.
Once the introductory period ends, it's likely you'll be hit with a high interest rate, so make you're able to clear the debt before the 0% period is up.
0 interest credit cards - balances
Technically, there is no such thing as a 0 credit card, but you can avoid paying interest by paying your credit card balance off in full before the due date. All credit cards offer an interest free period on purchases, which lasts up to 56 days, depending on the provider.
Check out the interest free period for purchases on the card you are interested in and make sure you pay your balance in full before the due date to avoid interest.