The most interesting interest
Although you can find 0% credit card interest deals for introductory periods, there are no cards with a standard 0% interest rate. After all, credit card companies need to make money. But, we can help you find an introductory 0% interest deal that suits your needs, and we can also offer some further tips to avoid paying interest.
Find a 0% interest balance transfer
The Best 0% Balance Transfer Credit Cards from uSwitch
Are there any fees for balance transfers?
However, some credit cards charge a fee for transferring your balance. This is usually between 1% and 3% of your balance, but this varies between credit cards.
Our credit card comparison service will work out how much you could save by transferring your balance, based on the information you give us about your balance and repayments. The results will include any balance transfer fees.
Get an introductory 0% interest deal on purchases
There are plenty of 0% introductory interest rate credit cards available, and they are looking more and more attractive as the standard interest rate on credit cards is going up - despite recent base rate cuts.
With so many cards on the market, you can find introductory rates of 0% on purchases. The introductory period typically lasts anywhere between three months and one year, although this changes depending on the market.
It's an attractive deal, but look out for the typical interest rate too, as once your introductory period ends you don't want to be hit with a high interest rate.
Pay your balance and you will have a 0% credit card
Technically there is no such thing as a 0% credit card, but you can avoid paying interest by paying your balance off in full before the due date. All credit cards offer interest free periods on purchases, which lasts up to 56 days, depending on the provider.
Check out the interest free period for purchases on the card you are interested in and make sure you pay your balance in full before the due date to avoid interest.
Find a 0% credit card deal now
Whether it's balance transfers or new purchases, we can help you compare 0% credit cards. Tell us a little bit about how you use your card and we will find the best cards to suit you. Our comparison service is free and impartial, and includes all UK credit cards.