If you're planning a holiday, don't let travel money be an afterthought. Choosing the right option for paying for your holiday purchases could save you a small fortune and help to ensure that your break doesn't end up costing the earth.
Credit cards are a convenient way to pay and give you essential legal protection under Section 75 of the Consumer Credit Act if you don't get what you paid for. But using the wrong credit card when you're on a foreign holiday can prove to be an expensive mistake. Some credit cards will charge you a foreign currency loading fee of around 2.75% each time you use your card. Plus, if you withdraw cash on your credit card at a foreign ATM, not only could you find yourself paying an extra 2.5-3% on top of whatever you withdraw, you will also pay a higher rate of interest than the standard rate on your card, and you'll miss out on the usual 56 day interest free period you get on spending.
The best credit card for your everyday spending might not be the best travel credit card, so if you're planning a holiday make sure you pack the right card - compare travel credit cards before you go with uSwitch.
Our top travel credit cards
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