aqua Classic Credit Card

£100 minimum credit limit
£1,200 maximum credit limit (subject to status)
Representative 29.7% APR (variable)
  • Get a £10 Amazon gift certificate (T&C's apply)
  • Credit limit increase possible after 4 months
  • Unlimited access to your credit report
  • Up to 51 days interest free credit
Representative example: When you spend £1,200 at a rate of 29.73% (variable) per annum, your representative APR is 29.7% APR (variable).

The highlights

  • Unlimited access to aqua Credit Checker worth up to £80 per year
  • Credit limit increase possible after 4 months
  • Up to 51 days interest free credit if you pay in full and on time every month
  • 60 second response possible with some applications

Things to consider

  • Must not have received a CCJ in the past 18 months
  • Must not have been made bankrupt in the past 18 months or have proceedings against you

Fees and charges

Annual fee: No annual fee.
Minimum monthly payment: All interest and default sums plus 1% of the outstanding balance or £5, depending on which is higher
Balance transfer fee: n/a
Cash withdrawal fee: 3% or minimum £3
Foreign usage fee: 2.95% within Europe / 2.95% rest of the World
Late payment charge: £12
Exceeding credit limit fee: £12
Unpaid direct debit charge: £12

Will I get this credit card?

Make sure you meet the following criteria:

  • Permanent UK resident
  • 18 or older
  • Poor credit rating

Acceptance subject to terms and conditions.

Back