Compare Cashback Credit Cards
Compare our best cashback credit cards with uSwitch - earn money back on your spending
With a cashback credit card, you can earn cash back on your card purchases.
While reward credit cards give you back points which you can exchange for discounts, cashback cards give you money back - £100s a year in some cases.
The top cashback credit cards below are ordered by interest rate (APR).
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- 3% cashback at major petrol stations, on National Rail and TFL purchases.
- 2% cashback at major department stores.
- 1% cashback at major supermarkets.
Representative Example: When you spend £1,200 at a rate of 18.90% (variable) per annum, with a £24 annual fee, your Representative APR is 22.8% APR (variable).
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Representative APR (variable) | Best benefits | |
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Sainsbury's Bank Cashback Low Rate Credit Card
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7.8% APR |
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More information
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Representative example: When you spend £1,200 at a rate of 7.84% (variable) per annum, your Representative APR is 7.8% APR (variable). |
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2
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Nationwide Building Society Select Credit Card
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12.9% APR |
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RewardsSimply Rewards, provides discounts and deals when using Nationwide Visa credit card More details
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Representative example: When you spend £1,200 at a rate of 12.9% (variable) per annum, your Representative APR is 12.9% APR (variable). |
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3
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Sainsbury's Bank Cashback Credit Card
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17.9% APR |
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More information
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Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable). |
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4
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Winner - Best Email Customer Service.
American Express Platinum Cashback Card
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18.7% APR |
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RewardsThe cashback rebate is not payable in respect of any month in which the minimum payment is not received by the due date. More details
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Representative example: When you spend £1,200 at a rate of 14.0% (variable) per annum, with a £25 annual fee, your Representative APR is 18.7% APR (variable). |
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5
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Capital One Aspire Elite MasterCard
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19.9% APR |
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More information
Rewards
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Representative example: When you spend £12,000 at a rate of 17.57% (variable) per annum, with a £120 annual fee, your Representative APR is 19.9% APR (variable). |
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6
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Santander 123 Credit Card MasterCard
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22.8% APR |
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More information
More details
Can I get this card?
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Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, with a £24 annual fee, your Representative APR is 22.8% APR (variable). |
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7
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Capital One Classic Extra
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34.9% APR |
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More information
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Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your Representative APR is 34.9% APR (variable). |
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Show all Cashback cards (-13 more)
What is a cashback credit card?
The concept is simple - for every pound you spend on your credit card, you receive a percentage back to your account either monthly or annually. You'll usually get between 0.5% and 1.25% of the amount you spend back as cashback.
Some cashback credit cards are less generous to higher spenders, while other credit cards offer more cashback the more you spend on the card.
As long as you pay off your balance in full each month, cashback credit cards can be a great way of earning extra cash.
Should I get a cashback credit card?
This depends on how you use your credit card - cashback credit cards often have high interest rates, meaning any cashback you earn would be written off by the interest you'd pay on your balance.
If you're always able to pay off your balance in full, a cashback credit card could help you earn money back on your spending.
Cashback credit cards aren't suited to those looking to transfer a credit card balance - a better alternative is a credit card with a low interest rate and a 0% introductory offer.