Bank of Scotland credit cards

Bank of Scotland credit cards tend to offer competitive balance transfer deals.

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Bank of Scotland Online Low Rate Credit Card

Low APR

Bank of Scotland Online Low Rate Credit Card

  • One rate for both balance transfers and purchases
  • Low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers within the first 90 days (3% fee applies)
more info
6.4% APR
Representative (variable)
Apply
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).

Bank of Scotland 28 Month Balance Transfer

0% Balance Transfer 0% Purchase No Annual Fee

Bank of Scotland 28 Month Balance Transfer

  • 1.5% Balance transfer fee applies in the first 90 days, 3% fee applies thereafter
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
1.5%
Transfer fee
12
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland Platinum 36 Month Balance Transfer

0% Balance Transfer

Bank of Scotland Platinum 36 Month Balance Transfer

  • 34 months 0% on balance transfers made in first 90 days
  • 3% transfer fee
  • Six months 0% on purchases
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
3.0%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland Platinum 16 Months Balance Transfer Card

0% Balance Transfer 0% Purchase No Annual Fee

Bank of Scotland Platinum 16 Months Balance Transfer Card

  • 0% fee on balance transfers within the first 90 days, 3% thereafter
  • Manage your card online using internet and mobile banking
more info
18.9% APR
Representative (variable)
16
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland 19 Month Balance Transfer

0% Balance Transfer 0% Purchase No Annual Fee

Bank of Scotland 19 Month Balance Transfer

  • 1% fee applies on each balance transfer made in the first 90 days, 3% thereafter
  • Manage your card online using Internet Banking and Mobile Banking
more info
18.9% APR
Representative (variable)
19
 months
0% interest on transfers
1.0%
Transfer fee
19
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland 32 Month Balance Transfer Credit Card

new release 0% Balance Transfer No Annual Fee

Bank of Scotland 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance transfers made in first 90 days
  • 3% balance transfer fee will be reduced to 1.54% by a refund (terms apply)
  • Six months 0% on purchases
more info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
1.54%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland credit cards

As part of the Lloyds Banking Group, Bank of Scotland is able to offer its customers a wide range of financial products, including a range of credit cards. Their credit cards range do not clash with the other Lloyds Banking Group brands, as they’re considered a separate credit card company from the likes of Lloyds and TSB credit cards.

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