Capital One credit cards

Capital One credit cards range from bad credit credit cards to premium cashback deals for big spenders.

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cashback
Capital One Aspire Elite

Capital One Aspire Elite

  • 5% cashback in your first 3 months (up to £200)
  • Up to 2% cashback thereafter
  • £120 annual fee
more info
19.9% APR Representative (variable)
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Representative example: When you spend £12,000 at a rate of 17.57% (variable) per annum, your representative APR is 19.9% APR (variable).
bad credit credit building instant decision
Capital One Classic Platinum MasterCard

Capital One Classic Platinum MasterCard

  • Up to 56 days interest-free credit
  • Designed to help improve your credit rating
  • Apply and get a response in 60 seconds
more info
29.8% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 29.4% (variable) per annum, your representative APR is 29.8% APR (variable).
bad credit credit building instant decision
Capital One Classic MasterCard

Capital One Classic MasterCard

  • Designed to help build your credit rating
  • Apply and get a response in 60 seconds
  • Fraud protection (no internet fraud liability)
more info
34.9% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).
credit building instant decision
Luma MasterCard

Luma MasterCard

  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
more info
35.9% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your representative APR is 35.9% APR (variable).

Capital One credit cards

Capital One is a leading credit card provider in the United Kingdom. They are part of the Capital One Financial Corporation, a bank holding company based in Virginia, USA. Taking into account their assets and deposits, they are the eighth largest bank holding company in the United States as of 2014. Their UK and European operations are based in Nottingham.

Capital One provide credit cards to customers who would otherwise find it hard to obtain one, because of their poor or incomplete credit history. The card limits they provide, and the APR they apply, will vary depending upon a customer’s credit history, but by using their card and supplying payments on time, cardholders can improve their credit score.

Capital One has many different credit card products available. Their classic credit card has had over 4 million successful applicants, and is designed for people, including one aimed at business users, and cards that provide cash back and reward when they’re used.

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