Halifax Credit Cards

Halifax merged with the Bank of Scotland in september 2001 to form the Edinburgh-based HBOS (Halifax Bank of Scotland) Group. After the move, HBOS had 22 million customers. HBOS became part of the Lloyds Banking Group - the largest retail bank in the UK - in January 2009.

Card name Representative APR (variable) Features
1 Original Halifax Plus MasterCard 16.9%
APR Representative variable

0.0% balance transfer for 17 months (3.00% fee) 0.0% on purchases for 3 months

Representative example: When you spend £1,200 at a rate of 16.94% (variable) per annum, your Representative APR is 16.9% APR (variable).

 
2 Original Halifax Balance Transfer Credit Card MasterCard 17.9%
APR Representative variable

0.0% balance transfer for 22 months (3.50% fee) 0.0% on purchases for 3 months

  • Maximum Balance Transfer amount is £3,000

Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).

 
3 Original Halifax 20 Month MasterCard 16.9%
APR Representative variable

0.0% balance transfer for 20 months (3.00% fee) 0.0% on purchases for 3 months

Representative example: When you spend £1,200 at a rate of 16.94% (variable) per annum, your Representative APR is 16.9% APR (variable).

 
4 Original Halifax 17 Month MasterCard 16.9%
APR Representative variable

0.0% balance transfer for 17 months (3.00% fee) 0.0% on purchases for 3 months

Representative example: When you spend £1,200 at a rate of 16.94% (variable) per annum, your Representative APR is 16.9% APR (variable).