Ocean Finance credit cards

While best known for their loans and mortgage brokering, Ocean Finance also offer a credit card amongst other financial products for people with a less than perfect credit history.

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Ocean Credit Card MasterCard
Bad Credit Credit Building Instant Decision

Ocean Credit Card MasterCard

  • Manage your account online and with a smartphone
  • Apply and get a response in 60 seconds
  • Suitable for people looking to rebuild their credit profile
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34.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).

Ocean Finance credit cards

Ocean Finance provides a full range of borrowing facilities to eligible customers throughout the United Kingdom. These include insurance products, car finance, mortgages, and personal loans as well as credit cards. Ocean is a trading name of Intelligent Finance Limited, with a base in Tamworth, Staffordshire. They are also an appointed representative of Think Loans and Mortgages Limited. Both companies are registered by the Financial Conduct Authority.

As of 2014, they had more than a quarter of a million customers.

Ocean Finance has been in existence since 1991, and they aim to be a one-stop-shop for UK financial products.

The company provides service and advice online and via the telephone, and their website includes a credit check facility, so potential customers can see what lending facility may be best for them without having to make an application which could impact on their credit score. Ocean specialise in providing credit to people who may otherwise not have been able to obtain it without going to a payday loan company.

Ocean credit cards are designed to be straightforward, easy to apply for, and easy to manage. Applicants must be 18 or over and on the electoral roll to apply, and their credit history will be taken into consideration alongside other factors.

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