Sainsbury's Bank credit cards

Sainsbury’s credit cards typically offer long 0% balance transfer periods and competitive APRs, while utilising their Nectar rewards scheme.

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0% balance transfer 0% purchase reward
Sainsbury's Bank Nectar Credit Card

Sainsbury's Bank Nectar Credit Card

  • 16 months 0% on purchases
  • 16 months 0% on balance transfers
  • Up to 2 Nectar points for every £1 spent
16 months 0% interest on transfers
3.0% transfer fee
16 months 0% interest on purchases
Representative 16.9% APR variable
Representative example: When you spend £1,200 at a rate of 16.94% (variable) per annum, your Representative APR is 16.9% APR (variable).
reward low apr
Sainsbury's Bank Nectar Low Rate Credit Card

Sainsbury's Bank Nectar Low Rate Credit Card

  • 6.9% rate with no monthly or annual fee
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar point for every £5 spent elsewhere
Representative 6.9% APR variable
Representative example: When you spend £1,200 at a rate of 6.95% (variable) per annum, your Representative APR is 6.9% APR (variable).
0% balance transfer
Sainsbury's Bank Nectar MasterCard with BT fee refund

Sainsbury's Bank Nectar MasterCard with BT fee refund

  • 12 months 0% on balance transfers
  • 3% fee refunded in Nectar points
  • Collect double Nectar points on your Sainsbury's shopping
12 months 0% interest on transfers
3.0% transfer fee
12 months 0% interest on purchases
Representative 16.9% APR variable
Representative example: When you spend £1,200 at a rate of 16.94% (variable) per annum, your Representative APR is 16.9% APR (variable).

Sainsbury's Bank credit cards

Sainsbury’s was the first major British supermarket to open a bank in February 1997. Their Nectar points loyalty scheme allows Sainsbury's customers to earn points as they shop, which they can later redeem instead of cash in Sainsbury's and selected retailers. Their credit cards often include the Nectar rewards scheme, allowing customers to earn extra points on certain purchases or earn points on all their shopping, whether it's at Sainsbury's or not.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this credit card comparison service with information provided by Moneyfacts.co.uk who are authorised and regulated by the Financial Conduct Authority (FSA FRN 486048).