Sainsbury's Bank credit cards

Sainsbury’s credit cards typically offer long 0% balance transfer periods and competitive APRs, while utilising their Nectar rewards scheme.

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0% balance transfer 0% purchase reward
Sainsbury's Bank Nectar Credit Card

Sainsbury's Bank Nectar Credit Card

  • 18 months 0% on purchases & balance transfers (3% fee)
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar point for every £5 spent everywhere else
more info
18 months 0% interest on transfers
3.0% transfer fee
18 months 0% interest on purchases
18.9% APR Representative (variable)
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
reward low apr
Sainsbury's Bank Nectar Low Rate Credit Card

Sainsbury's Bank Nectar Low Rate Credit Card

  • 6.9% rate with no monthly or annual fee
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar point for every £5 spent elsewhere
more info
6.9% APR Representative (variable)
Representative example: When you spend £1,200 at a rate of 6.95% (variable) per annum, your representative APR is 6.9% APR (variable).
0% balance transfer reward
Sainsbury's Bank Nectar Balance Transfer Credit Card

Sainsbury's Bank Nectar Balance Transfer Credit Card

  • 33 months 0% on balance transfers
  • Double Nectar points on Sainsbury's shopping
  • 2.89% transfer fee (first 3 months), 3% thereafter
more info
33 months 0% interest on transfers
2.89% transfer fee
6 months 0% interest on purchases
18.9% APR Representative (variable)
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
0% balance transfer 0% purchase reward
Sainsbury's Bank Nectar Low Balance Transfer Fee

Sainsbury's Bank Nectar Low Balance Transfer Fee

  • 12 months 0% on purchases & balance transfers (0.5% fee)
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar points for every £5 spent elsewhere
more info
12 months 0% interest on transfers
0.5% transfer fee
12 months 0% interest on purchases
18.9% APR Representative (variable)
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Sainsbury's Bank credit cards

Sainsbury’s was the first major British supermarket to open a bank in February 1997. Their Nectar points loyalty scheme allows Sainsbury's customers to earn points as they shop, which they can later redeem instead of cash in Sainsbury's and selected retailers. Their credit cards often include the Nectar rewards scheme, allowing customers to earn extra points on certain purchases or earn points on all their shopping, whether it's at Sainsbury's or not.

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