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Sainsbury's Bank credit cards

Sainsbury’s won the award for Best Telephone Customer Service in our annual Credit Card Awards. Sainsbury’s credit cards typically offer competitive APRs while utilising their Nectar rewards scheme.

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Popularity APR Balance transfer Purchases
Sainsbury's No Balance Transfer Fee Credit Card

Sainsbury's No Balance Transfer Fee Credit Card

2015 award winner

Sainsbury's No Balance Transfer Fee Credit Card

  • 2 Nectar points per £1 spent on Sainsbury's shopping & fuel when you use your Credit Card
  • 1 Nectar point per £5 spent elsewhere
More info
18.9% APR
Representative (variable)
18
 months
0% interest on transfers
0.0%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Nectar Long Balance Transfer Credit Card

Sainsbury’s Bank Nectar Long Balance Transfer Credit Card

2015 award winner

Sainsbury’s Bank Nectar Long Balance Transfer Credit Card

  • 2 Nectar points per £1 spent on Sainsbury's shopping & fuel, when you use your Credit Card
  • 2.89% transfer fee (first 3 months), 3% thereafter. Min £3
More info
18.9% APR
Representative (variable)
37
 months
0% interest on transfers
2.89%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank Nectar Low Rate Credit Card

Sainsbury's Bank Nectar Low Rate Credit Card

2015 award winner

Sainsbury's Bank Nectar Low Rate Credit Card

  • 2 Nectar points per £1 spent on Sainsbury's shopping & fuel when you use your Credit Card
  • 1 Nectar point per £5 spent elsewhere
More info
9.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 9.93% (variable) per annum, your representative APR is 9.9% APR (variable)
Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

2015 award winner

Sainsburys Nectar Purchase Credit Card

  • 2 Nectar points per £1 spent on Sainsbury's shopping & fuel, when you use your Credit Card
  • 1 Nectar point per £5 spent on your Credit Card elsewhere
More info
18.9% APR
Representative (variable)
18
 months
0% interest on transfers
3.0%
Transfer fee
25
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have a permanent UK address
  • be over 18 years of age
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Nectar Dual Credit Card

Sainsbury’s Nectar Dual Credit Card

2015 award winner

Sainsbury’s Nectar Dual Credit Card

  • 2 Nectar points per £1 spent on Sainsbury's shopping & fuel when you use your Credit Card
  • 1 Nectar point per £5 spent on your Credit Card elsewhere
More info
18.9% APR
Representative (variable)
21
 months
0% interest on transfers
3.0%
Transfer fee
21
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's  Bank Nectar Low Balance Transfer Fee Credit Card

Sainsbury's Bank Nectar Low Balance Transfer Fee Credit Card

2015 award winner

Sainsbury's Bank Nectar Low Balance Transfer Fee Credit Card

  • 1.5% balance transfer fee applies on transfers made within your first 3 months, 3% afterwards (minimum £3).
  • 2 Nectar points per £1 spent on Sainsbury's shopping & fuel when you use your Credit Card
More info
18.9% APR
Representative (variable)
30
 months
0% interest on transfers
1.5%
Transfer fee
6
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)

Sainsbury's Bank credit cards

Sainsbury’s was the first major British supermarket to open a bank in February 1997.

Their Nectar points loyalty scheme allows Sainsbury’s customers to earn points as they shop, which they can later redeem instead of cash in Sainsbury’s and selected retailers.

Their credit cards often include the Nectar rewards scheme, allowing customers to earn extra points on certain purchases or earn points on all their shopping, whether it’s at Sainsbury’s or not.

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

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