Santander credit cards

Santander credit cards offers a range of features to suit different customers, including cards giving 0% on balance transfers and cashback on purchases.

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Santander Credit Card
0% Balance Transfer 0% Purchase

Santander Credit Card

  • 15 months 0% on purchases and balance transfers
  • 15 months 0% balance transfer fee, 3% thereafter
more info
18.9% APR
Representative (variable)
15 months
0% interest on transfers
0.0 %
transfer fee
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Santander 123 Credit Card MasterCard
0% Purchase Cashback 0% Balance Transfer

Santander 123 Credit Card MasterCard

  • 23 months 0% on purchases and balance transfers
  • 23 months 0% transfer fee, 3% thereafter
  • 3% cashback on petrol and National Rail and TFL purchases
  • 2% cashback at major department stores
  • 1% cashback at major supermarkets
  • First year fee-free if you have, or open, a 123 Current Account. Otherwise £24 annual fee
more info
16.5% APR
Representative (variable)
23 months
0% interest on transfers
0.0 %
transfer fee
23 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 12.7% (variable) per annum, with a £24 annual fee, your representative APR is 16.5% APR (variable).

Santander credit cards

Santander was founded in 1857 and has grown to become one of the largest banking groups in the world, with more branches than any other international bank.

In recent years Santander has developed its product range across loans, bank accounts, savings, and credit cards with the aim of giving consumers everything they need from personal finance in one place.

The 123 range has been at the core of their business, offering cashback on everyday spending via the current account and credit card.

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