Virgin Money Credit Cards

Virgin Money is the UKs fastest growing private company. The consumer-finances wing of Richard Branson’s business empire launched its first credit card in 2002, and now someone applies for a Virgin Credit Card every 43 seconds. As well as credit cards, Virgin offers a pre-paid card, alongside other financial products, including savings and investments, mortgages, loans and insurance.

Card name Representative APR (variable) Features
1 Original Virgin Money Credit Card MasterCard 16.8%
APR Representative variable

0.0% balance transfer for 20 months (2.99% fee) 0.0% on purchases for 3 months

Representative example: When you spend £1,200 at a rate of 16.8% (variable) per annum, your Representative APR is 16.8% APR (variable).

 
2 Original Virgin Money Purchase Credit Card MasterCard 18.9%
APR Representative variable

0.0% balance transfer for 13 months (2.89% fee) 0.0% on purchases for 13 months

  • 10% of Virgin Holidays
  • 1 month free at Virgin Active*
  • up to 50 days interest free on your card purchases (as long as you pay your statement balance in full

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).

 
3 Original Virgin Money All Round Credit Card MasterCard 15.8%
APR Representative variable

0.0% balance transfer for 16 months (1.99% fee) 0.0% on purchases for 6 months

Representative example: When you spend £1,200 at a rate of 15.8% (variable) per annum, your Representative APR is 15.8% APR (variable).