Virgin Money credit cards

Virgin Money is the UK's fastest growing private company. The consumer-finances wing of Richard Branson’s business empire launched its first credit card in 2002.

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Virgin Atlantic Black Credit Card Account

Airline Money Transfer Reward Travel Premium Credit Cards

Virgin Atlantic Black Credit Card Account

  • 18,500 miles with first purchase made in first 90 days
  • 0% on balance and money transfers for up to 6 months
more info
52.0% APR
Representative (variable)
6
 months
0% interest on transfers
2.0%
Transfer fee
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a building society account

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, with a £140 annual fee, your representative APR is 52.0% APR (variable).

Virgin Atlantic White Credit Card Account

Reward Airline Money Transfer No Annual Fee Travel Premium Credit Cards

Virgin Atlantic White Credit Card Account

  • 3,000 miles with first card purchase made in first 90 days
  • 0% on balance and money transfers for up to 6 months
more info
17.9% APR
Representative (variable)
6
 months
0% interest on transfers
2.0%
Transfer fee
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a building society account

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Virgin 36 Month Balance Transfer Credit Card

new release 0% Balance Transfer Money Transfer Instant Decision No Annual Fee

Virgin 36 Month Balance Transfer Credit Card

  • Three years 0% on balance and money transfers
  • 2.5% balance transfer fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
2.5%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have a building society account
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin 34 Month Balance Transfer Card

new release 0% Balance Transfer Money Transfer Instant Decision

Virgin 34 Month Balance Transfer Card

  • 34 months 0% on balance and money transfers
  • 2.25% balance transfer fee in the first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
34
 months
0% interest on transfers
2.25%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have a building society account
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Low Fee Balance Transfer Credit Card

new release 0% Balance Transfer Money Transfer No Annual Fee

Virgin Low Fee Balance Transfer Credit Card

  • 26 months 0% on balance and money transfers
  • 1.25% balance transfer fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
26
 months
0% interest on transfers
1.25%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have a building society account
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Low Rate Credit Card

new release Low APR Instant Decision No Annual Fee

Virgin Low Rate Credit Card

  • No handling fees for balance and money transfers in first 60 days
  • 7.67% on balance and money transfers made within first 60 days
more info
7.9% APR
Representative (variable)
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have a building society account

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 7.9% (variable) per annum, your representative APR is 7.9% APR (variable).

Virgin 32 Month Balance Transfer Credit Card

new release 0% Balance Transfer Money Transfer No Annual Fee

Virgin 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance and money transfers
  • 1.75% balance transfer fee for transfers in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
1.75%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have a building society account
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin All Round Credit Card

new release 0% Balance Transfer 0% Purchase Money Transfer Instant Decision No Annual Fee

Virgin All Round Credit Card

  • 18 months 0% on balance transfers, money transfer and purchases
  • 4% money transfers fee in first 60 days, 5% thereafter
  • 2% balance transfers fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
18
 months
0% interest on transfers
2.0%
Transfer fee
18
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have a building society account
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Low Fee 18 Month Balance Transfer Credit Card

new release 0% Balance Transfer Money Transfer Instant Decision No Annual Fee

Virgin Low Fee 18 Month Balance Transfer Credit Card

  • 18 months 0% on balance and money transfers
  • 0.75% balance transfer fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
18
 months
0% interest on transfers
0.75%
Transfer fee
6
 months
0% interest on purchases
Apply
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • have a building society account
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Money credit cards

Virgin Money is the UKs fastest growing private company, and is now an integral part of Sir Richard Branson’s business empire. They provide a wide range of financial services, including savings accounts, mortgages, and investment options, but they are also an increasingly important player in the UK credit card market.

Sir Richard Branson is one of the world’s most famous business people, and his name is synonymous with that of his business brand, Virgin. The first Virgin outlet was a record store which opened in 1970, but since then they have diversified into a wide range of sectors, including airlines, radio stations, and film productions.

Their financial services arm was founded in 1995, and was originally called Virgin Direct. They provided pensions by 1996, and current accounts in 1997. In 2002, they merged this operation with their price comparison website and became known as Virgin Money. In 2011, they acquired the Northern Rock banking group, making them a significant new United Kingdom bank.

Credit cards are just one of the offerings from Virgin Money, but one of their most popular. They have a range of credit card options, allowing consumers to find the credit card that best suits their purpose and their finances.

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