Comparing credit cards: step by step

Applying for or switching a credit card with uSwitch is easy - we'll help you find the right one for you. Choose one of our top deals, or use one of our handy comparison tools.

When you apply for or switch a credit card by choosing one of uSwitch's top deals or using our quick search, you just need an idea of how you're planning to use your new credit card.

When you use our detailed switching tool, you'll need to know these details:

• what type of credit card you currently have. 
• how much you want to transfer from your current credit card.

If you know what type of credit card you're looking for - for example a card offering a 0% introductory APR on balance transfers - you can look at our top credit card deals tables.

To compare by different credit card types, like 0% balance transfer or low APR credit cards, use our quick credit card search tool.

If you want to know how much money you could save by switching credit card, try our detailed credit card switching tool.

We list our current top credit card deals by type - ideal if you already know what sort of card you're looking for.

Simply choose one of our top deals. To help you decide, we list the deals as follows: 

• 0% balance transfer credit cards 
• 0% purchase credit cards 
• cashback credit cards 
• reward credit cards 
• Airmiles credit cards
• bad credit credit cards
• long term balance transfer credit cards

Click on the name of any of the credit card types for more information.

Choose the kind credit card you want from our list of quick search options, including: 

• 0% balance transfer credit cards 
• 0% purchase credit cards 
• reward credit cards

You can also choose other search options like low rate APR credit cards or credit cards which help to strengthen your credit rating by clicking on 'see more search options'.  We then show you the best deals for the type of credit card you have selected and you can sort your results according to different factors, like balance transfer fee, typical APR and customer satisfaction score.

Our detailed credit card switching tool is ideal if:

• you are transferring a balance 
• you want to know how much money you could save by switching credit card and see how this varies for each credit card

We'll ask you a few questions about: 

• the amount you want to transfer to your new credit card 
• which credit card you have at the moment 
• how much you'd like to pay off on your credit card every month 
• over what period you would like to see how much you could save by switching your credit card

We'll do the calculations and tell you how much money you're likely to save when you switch credit card.

You can be sure you're getting a good deal because we search over 200 credit cards.

We'll tell you if you can apply for or switch credit card online with us, and give you access to hundreds of customer satisfaction reviews - each credit card has a handy percentage rating.

When you've decided on a credit card, click Apply.

We will ask you for your name and email address so we can send you the details of the card you have chosen and you can also choose to sign-up for our free weekly newsletter, featuring the latest money-saving deals and expert advice. Then we'll take you to the website of the credit card provider you've chosen.

You complete the application process on your chosen credit card provider's website. You'll need to provide a few more details about your employment, income and finances and they will process your application for you.

We'd like to know what you think of our guide - please share your thoughts with us. Email us at editor@uswitch.com