Compare credit cards

Our credit card comparison tables can help you find the best credit card deals for your needs - compare credit cards with uSwitch today.

Sort by popularity Features On balance transfers On purchases APR
most popular bad credit credit building
aqua Classic Credit Card

aqua Classic Credit Card

  • Credit limit increase possible after 4 months
  • Unlimited access to your credit report
  • Up to 51 days interest free credit
  • Designed to help build your credit rating
Representative 29.7% APR variable
Representative example: When you spend £1,200 at a rate of 29.73% (variable) per annum, your Representative APR is 29.7% APR (variable).
market leading 0% balance transfer
Barclaycard Platinum 33 Month Balance Transfer Visa

Barclaycard Platinum 33 Month Balance Transfer Visa

  • 33 months 0% on balance transfers
  • 2.79% balance transfer fee after refund from 3.5%
  • 6 months 0% on purchases
33 months 0% interest on transfers
2.79% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Halifax 32 Month Balance Transfer Credit Card

Halifax 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance transfers
  • 2.7% transfer fee within 90 days (including 0.3% refund)
  • 6 months 0% on purchases
32 months 0% interest on transfers
2.7% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your Representative APR is 18.9% APR (variable).
limited offer bad credit credit building
Barclaycard Initial

Barclaycard Initial

  • Designed to help improve your credit rating
  • Possibility to reduce your APR
  • 6 months 0% on purchases
6 months 0% interest on purchases
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your Representative APR is 34.9% APR (variable).
2014 award winner 0% balance transfer reward
Tesco Bank Clubcard Credit Card for 32m Balance Transfer

Tesco Bank Clubcard Credit Card for 32m Balance Transfer

  • 32 months 0% on balance transfers
  • 2.9% balance transfer fee
  • Up to 5 Clubcard points for every £4 spent
32 months 0% interest on transfers
2.9% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your Representative APR is 18.9% APR (variable).
bad credit credit building
Capital One Classic Platinum MasterCard

Capital One Classic Platinum MasterCard

  • Up to 56 days interest-free credit
  • Those with past CCJs or defaults may be accepted
  • Designed to help improve a fair or average credit rating
  • Apply and get a response in 60 seconds
Representative 29.8% APR variable
Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your Representative APR is 29.8% APR (variable).
limited offer bad credit credit building
Luma Purchase MasterCard

Luma Purchase MasterCard

  • 0% on purchases until October 2014
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
3 months 0% interest on purchases
Representative 35.9% APR variable
Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your Representative APR is 35.9% APR (variable).
bad credit credit building
Ocean Credit Card MasterCard

Ocean Credit Card MasterCard

  • Manage your account online and with a smartphone
  • Apply and get a response in 60 seconds
  • Designed to improve your credit rating
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your Representative APR is 34.9% APR (variable).
bad credit credit building
Capital One Classic MasterCard

Capital One Classic MasterCard

  • £200 to £1,500 credit limit
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
  • Apply and get a response in 60 seconds
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your Representative APR is 34.9% APR (variable).
0% balance transfer reward
Sainsbury's Bank Nectar Balance Transfer Credit Card

Sainsbury's Bank Nectar Balance Transfer Credit Card

  • 31 months 0% on balance transfers (2.89% fee)
  • 6 months 0% on purchases
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar point for every £5 spent elsewhere
31 months 0% interest on transfers
2.89% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your Representative APR is 18.9% APR (variable).
bad credit credit building
Vanquis Bank Aquis Visa

Vanquis Bank Aquis Visa

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help build your credit rating
Representative 29.8% APR variable
Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your Representative APR is 29.8% APR (variable).
bad credit credit building cashback travel
Capital One Classic Extra

Capital One Classic Extra

  • Designed to help improve your credit rating
  • 0.5% cashback on all purchases
  • £10 annual reward for paying on time each month
  • No foreign transaction fees
  • No annual fee
  • Apply and get a response in 60 seconds
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your Representative APR is 34.9% APR (variable).
2014 award winner market leading 0% purchase reward
Tesco Bank Clubcard Credit Card for Purchases

Tesco Bank Clubcard Credit Card for Purchases

  • 19 months 0% on purchases
  • Up to 5 Clubcard points for every £4 spent
  • 3 months 0% on balance transfers
3 months 0% interest on transfers
2.9% transfer fee
19 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your Representative APR is 18.9% APR (variable).
eligibility check 0% balance transfer
MBNA Platinum Credit Card Visa

MBNA Platinum Credit Card Visa

  • 31 months 0% on balance transfers (2.88% fee)
  • 31 months 0% on money transfers (4% fee)
  • Includes pre-eligibility check before applying
31 months 0% interest on transfers
2.88% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Halifax 24 Month Balance Transfer Low Fee Card

Halifax 24 Month Balance Transfer Low Fee Card

  • 24 months 0% on balance transfers
  • 1.5% balance transfer fee first 90 days, 3% fee thereafter
  • 3 months 0% on purchases
28 months 0% interest on transfers
1.5% transfer fee
12 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Lloyds Bank Online Platinum 28 Month Balance Transfer MasterCard

Lloyds Bank Online Platinum 28 Month Balance Transfer MasterCard

  • 28 months 0% on balance transfers
  • 1.5% balance transfer fee first 90 days, 3% fee thereafter
28 months 0% interest on transfers
1.5% transfer fee
12 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer 0% purchase reward
Sainsbury's Bank Nectar Low Balance Transfer Fee

Sainsbury's Bank Nectar Low Balance Transfer Fee

  • 12 months 0% on balance transfers
  • 0.5% balance transfer fee
  • 12 months 0% on purchases
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar points for every £5 spent elsewhere
12 months 0% interest on transfers
0.5% transfer fee
12 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Virgin Money Credit Card MasterCard

Virgin Money Credit Card MasterCard

  • 29 months 0% on balance transfers (2.99% fee)
  • 29 months 0% on money transfers (4% fee)
  • Discounts on Virgin products
29 months 0% interest on transfers
2.99% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
2014 award winner 0% balance transfer 0% purchase travel
Nationwide Select Low Balance Transfer Fee Visa

Nationwide Select Low Balance Transfer Fee Visa

  • Nationwide main current account customers only
  • 15 months 0% on balance transfers (0.55% fee)
  • 15 months 0% on purchases
  • 0.5% cashback on all purchases
  • No foreign transaction fees
  • No annual fee
15 months 0% interest on transfers
0.55% transfer fee
15 months 0% interest on purchases
Representative 15.9% APR variable
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your Representative APR is 15.9% APR (variable).
0% balance transfer 0% purchase
Barclaycard Platinum Purchase & Balance Transfer Visa

Barclaycard Platinum Purchase & Balance Transfer Visa

  • 19 months 0% on balance transfers
  • 14 months 0% on purchases
  • 2.49% balance transfer fee after refund from 2.9%
19 months 0% interest on transfers
2.49% transfer fee
14 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Bank of Scotland Platinum Online Balance Transfer MasterCard

Bank of Scotland Platinum Online Balance Transfer MasterCard

  • 28 months 0% on balance transfers
  • 1.5% balance transfer fee first 90 days, 3% fee thereafter
28 months 0% interest on transfers
1.5% transfer fee
12 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Barclaycard Platinum 32 Month Balance Transfer Visa

Barclaycard Platinum 32 Month Balance Transfer Visa

  • 32 months 0% on balance transfers
  • 2.69% balance transfer fee after refund from 3.5%
  • 6 months 0% on purchases
32 months 0% interest on transfers
2.69% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
eligibility check 0% balance transfer
Fluid 29 Month Balance Transfer Visa Card

Fluid 29 Month Balance Transfer Visa Card

  • 29 months 0% on balance transfers
  • 3 months 0% on purchases
  • Pre-application eligibility technology protects your credit rating
29 months 0% interest on transfers
2.9% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer 0% purchase
Halifax All in One Credit Card

Halifax All in One Credit Card

  • 15 months 0% on purchases
  • 15 months 0% on balance transfers
  • 0.8% balance transfer fee first 90 days, 3% fee thereafter
15 months 0% interest on transfers
0.8% transfer fee
15 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).
0% purchase
Santander Purchase Credit Card MasterCard

Santander Purchase Credit Card MasterCard

  • 18 months 0% on purchases
  • 9 months 0% on balance transfers
9 months 0% interest on transfers
3.0% transfer fee
18 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
bad credit cashback credit building
aqua Reward MasterCard

aqua Reward MasterCard

  • 0.5% cashback on all purchases
  • Unlimited access to your credit report
  • No foreign transaction fees
  • Up to 51 days interest free credit
  • Credit limit increase possible after 4 months
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.92% (variable) per annum, your Representative APR is 34.9% APR (variable).
bad credit credit building
aqua Classic Credit Card

aqua Classic Credit Card

  • Unlimited access to your credit report
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
Representative 39.9% APR variable
Representative example: When you spend £1,200 at a rate of 39.95% (variable) per annum, your Representative APR is 39.9% APR (variable).
0% purchase cashback
Santander 123 Credit Card MasterCard

Santander 123 Credit Card MasterCard

  • 3% cashback on petrol and National Rail and TFL purchases
  • 2% cashback at major department stores
  • 1% cashback at major supermarkets
  • 18 months 0% on purchases
  • No annual fee for the first year if you already have, or open a new, 123 Current Account – offer valid until 31/12/2014
18 months 0% interest on purchases
Representative 16.5% APR variable
Representative example: When you spend £1,200 at a rate of 12.7% (variable) per annum, with a £24 annual fee, your Representative APR is 16.5% APR (variable).
0% balance transfer credit building
Barclaycard Platinum 18 Month Balance Transfer Visa

Barclaycard Platinum 18 Month Balance Transfer Visa

  • For people with limited, but good credit history
  • 0% on balance transfers for 18 months
  • 2.9% balance transfer fee
  • 0% on purchases for 3 months
18 months 0% interest on transfers
2.9% transfer fee
3 months 0% interest on purchases
Representative 24.9% APR variable
Representative example: When you spend £1,200 at a rate of 24.9% (variable) per annum, your Representative APR is 24.9% APR (variable).
0% balance transfer 0% purchase reward
Sainsbury's Bank Nectar Credit Card

Sainsbury's Bank Nectar Credit Card

  • 16 months 0% on purchases
  • 16 months 0% on balance transfers
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar point for every £5 spent everywhere else
16 months 0% interest on transfers
3.0% transfer fee
16 months 0% interest on purchases
Representative 16.9% APR variable
Representative example: When you spend £1,200 at a rate of 16.94% (variable) per annum, your Representative APR is 16.9% APR (variable).
2014 award winner 0% balance transfer 0% purchase cashback travel
Nationwide Select Credit Card

Nationwide Select Credit Card

  • Nationwide main current account customers only
  • 0.5% cashback on all sterling purchases
  • 26 months 0% on balance transfers (2.4% fee)
  • 15 months 0% on purchases
  • No foreign transaction fees
  • No annual fee
26 months 0% interest on transfers
2.4% transfer fee
15 months 0% interest on purchases
Representative 15.9% APR variable
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your Representative APR is 15.9% APR (variable).
2014 award winner 0% balance transfer 0% purchase reward
Tesco Bank Clubcard Credit Card with Low Balance Transfer Fee

Tesco Bank Clubcard Credit Card with Low Balance Transfer Fee

  • 12 months 0% on purchases
  • 12 months 0% on balance transfers
  • 0.65% balance transfer fee
  • Up to 5 Clubcard points for every £4 spent
12 months 0% interest on transfers
0.65% transfer fee
12 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Santander Credit Card

Santander Credit Card

  • 29 months 0% on balance transfers
  • 3% balance transfer fee
29 months 0% interest on transfers
3.0% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
bad credit
Vanquis Bank Visa

Vanquis Bank Visa

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help rebuild a poor credit rating
Representative 39.9% APR variable
Representative example: When you spend £1,000 at a rate of 39.94% (variable) per annum, your Representative APR is 39.9% APR (variable).
eligibility check 0% balance transfer
MBNA Everyday Credit Card Visa

MBNA Everyday Credit Card Visa

  • 21 months 0% on balance transfers (1.5% fee)
  • 21 months 0% on money transfers (4% fee)
  • 11 months 0% on purchases
21 months 0% interest on transfers
1.5% transfer fee
11 months 0% interest on purchases
Representative 14.9% APR variable
Representative example: When you spend £1,200 at a rate of 14.9% (variable) per annum, your Representative APR is 14.9% APR (variable).
bad credit credit building travel
aqua Advance Credit Card

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • Up to 51 days interest free credit
  • No foreign transaction fees
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.92% (variable) per annum, your Representative APR is 34.9% APR (variable).
0% balance transfer
Bank of Scotland Platinum 32 Month Balance Transfer

Bank of Scotland Platinum 32 Month Balance Transfer

  • 32 months 0% on balance transfers
  • 3.5% balance transfer fee first 90 days, 3% fee thereafter
  • 6 months 0% on purchases
32 months 0% interest on transfers
3.5% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer
Santander 17 Month Balance Transfer Credit Card MasterCard

Santander 17 Month Balance Transfer Credit Card MasterCard

  • 17 months 0% on balance transfers
  • 0.9% balance transfer fee
17 months 0% interest on transfers
0.9% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
bad credit
Black Diamond Credit Card by Vanquis

Black Diamond Credit Card by Vanquis

  • £150 to £1,000 credit limit
  • Up to 56 days interest free credit on purchases
  • Credit limit increases up to a maximum of £3,000
  • Designed to help build your credit rating
Representative 59.9% APR variable
Representative example: When you spend £250 at a rate of 59.94% (variable) per annum, your Representative APR is 59.9% APR (variable).
0% balance transfer
TSB Online Platinum 28 Month BT MasterCard

TSB Online Platinum 28 Month BT MasterCard

  • 28 months 0% on balance transfers
  • 3% balance transfer fee
28 months 0% interest on transfers
3.0% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your Representative APR is 18.9% APR (variable).
2014 award winner 0% balance transfer reward
Tesco Bank Clubcard Credit Card for 25m Balance Transfer

Tesco Bank Clubcard Credit Card for 25m Balance Transfer

  • 25 months 0% on balance transfers
  • 1.99% balance transfer fee
  • Up to 5 Clubcard points for every £4 spent
25 months 0% interest on transfers
1.99% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your Representative APR is 18.9% APR (variable).
reward low apr
Sainsbury's Bank Nectar Low Rate Credit Card

Sainsbury's Bank Nectar Low Rate Credit Card

  • 6.9% rate with no monthly or annual fee
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar point for every £5 spent elsewhere
Representative 6.9% APR variable
Representative example: When you spend £1,200 at a rate of 6.95% (variable) per annum, your Representative APR is 6.9% APR (variable).
2014 award winner 0% balance transfer travel
Nationwide Balance Transfer Low Fee

Nationwide Balance Transfer Low Fee

  • 15 months 0% on balance transfers
  • Low 0.65% Balance Transfer fee (within 3 months)
  • 3 months 0% on purchases
  • Commission-free allowance abroad
15 months 0% interest on transfers
0.65% transfer fee
3 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your Representative APR is 17.9% APR (variable).
eligibility check 0% balance transfer
Fluid Low Fee Card Visa

Fluid Low Fee Card Visa

  • 12 months 0% on balance transfers
  • 0.5% balance transfer fee
  • Pre-application eligibility technology protects your credit rating
12 months 0% interest on transfers
0.5% transfer fee
3 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
2014 award winner 0% balance transfer travel
Nationwide Credit Card with Balance Transfer

Nationwide Credit Card with Balance Transfer

  • 26 months 0% on balance transfers
  • 2.4% balance transfer fee
  • 3 months 0% on purchases
  • Commission-free allowance abroad
26 months 0% interest on transfers
2.4% transfer fee
3 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your Representative APR is 17.9% APR (variable).
2014 award winner 0% balance transfer 0% purchase reward
M&S Credit Card

M&S Credit Card

  • 15 months 0% on purchases
  • 1 M&S point for every £1 spent
  • 12 months 0% on balance transfers
  • 2.9% balance transfer fee
12 months 0% interest on transfers
2.9% transfer fee
15 months 0% interest on purchases
Representative 16.9% APR variable
Representative example: When you spend £1,200 at a rate of 16.9% (variable) per annum, your Representative APR is 16.9% APR (variable).
market leading new release limited offer 0% balance transfer
Barclaycard Platinum 6 Month Balance Transfer Visa

Barclaycard Platinum 6 Month Balance Transfer Visa

  • Market leading short term transfer card
  • 0% balance transfer fee after refund from 1%
  • 0% on balance transfers for 6 months
6 months 0% interest on transfers
0.0% transfer fee
Representative 19.9% APR variable
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your Representative APR is 19.9% APR (variable).
0% balance transfer travel
Post Office Platinum MasterCard

Post Office Platinum MasterCard

  • 18 months 0% on balance transfers
  • 0.7% balance transfer fee
  • No foreign transaction fees
  • No cash fee when you purchase Post Office Travel Money
18 months 0% interest on transfers
0.7% transfer fee
3 months 0% interest on purchases
Representative 17.8% APR variable
Representative example: When you spend £1,200 at a rate of 17.8% (variable) per annum, your Representative APR is 17.8% APR (variable).
2014 award winner reward cashback
American Express Platinum Cashback Card

American Express Platinum Cashback Card

  • 5% cashback in your first 3 months (up to £125)
  • 1.25% cashback on all spending thereafter
  • £25 annual fee
  • Bonus 2.5% cashback available if you spend more than £10,001 in a year
Representative 18.7% APR variable
Representative example: When you spend £1,200 at a rate of 14.0% (variable) per annum, with a £25 annual fee, your Representative APR is 18.7% APR (variable).
0% balance transfer
Lloyds Bank Platinum 32 Month BT MasterCard

Lloyds Bank Platinum 32 Month BT MasterCard

  • 32 months 0% on balance transfers
  • 3.5% balance transfer fee first 90 days, 3% fee thereafter
  • 6 months 0% on new purchases
32 months 0% interest on transfers
3.5% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer 0% purchase reward
Lloyds Bank Choice Rewards Amex/MasterCard

Lloyds Bank Choice Rewards Amex/MasterCard

  • Choice of rewards for your everyday spend
  • Turn points into cashback, vouchers or Avios
  • Double rewards for the first 6 months on Amex card
  • 13 months 0% on balance transfers
  • 13 months 0% on purchases
13 months 0% interest on transfers
3.0% transfer fee
13 months 0% interest on purchases
Representative 22.7% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, with a £24 annual fee, your Representative APR is 22.7% APR (variable).
0% balance transfer 0% purchase
TSB Platinum Purchase MasterCard

TSB Platinum Purchase MasterCard

  • 13 months 0% on purchases
  • 13 months 0% on balance transfers
  • 1% fee (increasing to 3% after 90 days)
13 months 0% interest on transfers
1.0% transfer fee
13 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).
2014 award winner reward cashback
American Express Platinum Cashback Everyday Card

American Express Platinum Cashback Everyday Card

  • 5% cashback in your first 3 months (up to £100)
  • Up to 1.25% cashback thereafter
  • No annual fee
Representative 19.9% APR variable
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your Representative APR is 19.9% APR (variable).
0% balance transfer
TSB Online Platinum 15 Month BT MasterCard

TSB Online Platinum 15 Month BT MasterCard

  • 15 months 0% on balance transfers
  • 0.8% fee (increasing to 3% after 90 days)
15 months 0% interest on transfers
0.8% transfer fee
3 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).
0% balance transfer 0% purchase reward travel
Lloyds Bank Avios Rewards Amex/MasterCard

Lloyds Bank Avios Rewards Amex/MasterCard

  • Up to 1.25 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • 13 months 0% on balance transfers
  • 13 months 0% on purchases
  • £24 annual fee
13 months 0% interest on transfers
3.0% transfer fee
13 months 0% interest on purchases
Representative 22.7% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, with a £24 annual fee, your Representative APR is 22.7% APR (variable).
travel airline
TSB Avios Amex/MasterCard

TSB Avios Amex/MasterCard

  • Up to 1 Avios point for every £1 spent
  • Double Avios points when spending abroad
  • MasterCard and American Express cards
  • No annual fee
6 months 0% interest on transfers
3.0% transfer fee
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).
cashback
Capital One Aspire Elite MasterCard

Capital One Aspire Elite MasterCard

  • 5% cashback in your first 3 months
  • Up to 2% cashback thereafter
  • £120 annual fee
Representative 19.9% APR variable
Representative example: When you spend £12,000 at a rate of 17.57% (variable) per annum, with a £120 annual fee, your Representative APR is 19.9% APR (variable).
reward
Barclaycard Freedom Rewards

Barclaycard Freedom Rewards

  • 10,500 Freedom points (worth £30) when you spend £500 or more in your first 3 months
  • Double points with supermarkets, petrol stations and TFL
  • Triple points at selected retailers
  • 0% on balance transfers for 9 months
9 months 0% interest on transfers
2.9% transfer fee
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your Representative APR is 18.9% APR (variable).
0% balance transfer 0% purchase reward travel
Lloyds Bank Premier Avios Rewards Amex/MasterCard

Lloyds Bank Premier Avios Rewards Amex/MasterCard

  • 1.5 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • 13 months 0% on balance transfers
  • 13 months 0% on purchases
  • £140 annual fee
13 months 0% interest on transfers
3.0% transfer fee
13 months 0% interest on purchases
Representative 50.8% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, with a £140 annual fee, your Representative APR is 50.8% APR (variable).
2014 award winner reward travel
British Airways American Express Card

British Airways American Express Card

  • 1 Avios for every £1 spent
  • 3,000 bonus Avios if you spend £500 in your first 3 months
  • Companion Voucher when you spend £20,000 in one year
  • No annual fee
Representative 15.9% APR variable
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your Representative APR is 15.9% APR (variable).
2014 award winner reward travel
British Airways American Express Premium Plus

British Airways American Express Premium Plus

  • 1.5 Avios for every £1 spent
  • 3 Avios for every £1 spent directly with British Airways
  • 18,000 bonus Avios if you spend £3,000 in your first 3 months
  • Companion Voucher when you spend £10,000 in one year
  • £150 annual fee
Representative 56.4% APR variable
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £150 annual fee, your Representative APR is 56.4% APR (variable).
low apr
TSB Advance MasterCard

TSB Advance MasterCard

  • 11.9% APR variable
  • 12 months 4.9% on balance transfers (3% fee)
  • 6 months 0% on purchases
12 months 4.9% interest on transfers
3.0% transfer fee
6 months 0% interest on purchases
Representative 11.9% APR variable
Representative example: When you spend £1,200 at a rate of 11.95% (variable) per annum, your Representative APR is 11.9% APR (variable).
2014 award winner reward travel airline
The Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest® Credit Card from American Express

  • 1 Starpoint for every £1 spent
  • Redeem points on flights and luxury hotels
  • 10,000 bonus Starpoints when you spend £1,000 in your first 3 months
  • Free Weekend Night Award when you spend £25,000 in one year
  • £75 annual fee
Representative 36.2% APR variable
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your Representative APR is 36.2% APR (variable).
low apr
RBS Clear Rate Platinum Credit Card MasterCard

RBS Clear Rate Platinum Credit Card MasterCard

  • 6.9% rate for balance transfers and purchases
  • £24 annual fee
Representative 11.1% APR variable
Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, with a £24 annual fee, your Representative APR is 11.1% APR (variable).
airline
TSB Premier Avios points Amex/MasterCard

TSB Premier Avios points Amex/MasterCard

  • Up to 1.25 Avios points for every £1 spent
  • Double Avios points when spending abroad
  • Companion ticket when you spend £15,000 in one year
  • MasterCard and American Express cards
  • £50 annual fee
6 months 0% interest on transfers
3.0% transfer fee
Representative 23.7% APR variable
Representative example: When you spend £1,200 at a rate of 13.95% (variable) per annum, with a £50 annual fee, your Representative APR is 23.7% APR (variable).
2014 award winner 0% purchase travel
Nationwide Credit Card Purchase Visa

Nationwide Credit Card Purchase Visa

  • 15 months 0% on purchases
  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
15 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your Representative APR is 17.9% APR (variable).
0% balance transfer
Bank of Scotland Platinum Online 15 Month Balance Transfer MasterCard

Bank of Scotland Platinum Online 15 Month Balance Transfer MasterCard

  • 15 months 0% on balance transfers
  • 0.7% balance transfer fee first 90 days, 3% fee thereafter
  • 6 months 0% on purchases
15 months 0% interest on transfers
0.7% transfer fee
6 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).
0% balance transfer
Lloyds Bank Platinum 15 Month Balance Transfer Card

Lloyds Bank Platinum 15 Month Balance Transfer Card

  • 15 months 0% on balance transfers
  • 6 months 0% on purchases
  • 0.7% balance transfer fee first 90 days, 3% fee thereafter
15 months 0% interest on transfers
0.7% transfer fee
6 months 0% interest on purchases
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).
2014 award winner reward
The American Express Nectar Credit Card

The American Express Nectar Credit Card

  • 20,000 Nectar points (worth £100) welcome offer to spend with Nectar partners
  • Up to 4 points per £1 with Nectar partners
  • 2 points per £1 spent elsewhere
  • £25 annual fee
Representative 25.0% APR variable
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £25 annual fee, your Representative APR is 25.0% APR (variable).
low apr
Lloyds Bank Advance Online MasterCard

Lloyds Bank Advance Online MasterCard

  • 11.9% rate with no monthly or annual fee
  • 6 months 0% on purchases
  • 12 months 4.9% on balance transfers (3% fee)
12 months 4.9% interest on transfers
3.0% transfer fee
6 months 0% interest on purchases
Representative 11.9% APR variable
Representative example: When you spend £1,200 at a rate of 11.95% (variable) per annum, your Representative APR is 11.9% APR (variable).
low apr
NatWest Clear Rate Platinum Credit Card MasterCard

NatWest Clear Rate Platinum Credit Card MasterCard

  • 6.9% rate for balance transfers and purchases
  • No balance transfer fees
  • £24 annual fee
Representative 11.1% APR variable
Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, with a £24 annual fee, your Representative APR is 11.1% APR (variable).
0% balance transfer
Halifax Balance Transfer Credit Card

Halifax Balance Transfer Credit Card

  • 28 months 0% on balance transfers
  • 2.5% balance transfer fee first 90 days, 3% fee thereafter
  • 6 months 0% on purchases
28 months 0% interest on transfers
2.5% transfer fee
6 months 0% interest on purchases
Representative 18.9% APR variable
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your Representative APR is 18.9% APR (variable).

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