Compare credit cards

Our credit card comparison tables can help you find the best credit card deals for your need. Apply for credit cards with uSwitch today.

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Barclaycard Platinum 34 Month Balance Transfer Visa
market leading 0% Balance Transfer No Annual Fee

Barclaycard Platinum 34 Month Balance Transfer Visa

  • 34 months 0% on balance transfers
  • 2.99% balance transfer fee
  • 9 months 0% on purchases
more info
18.9% APR
Representative (variable)
34 months
0% interest on transfers
2.99 %
transfer fee
9 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
British Airways American Express® Credit Card
2014 award winner Reward Travel Airline Instant Decision

British Airways American Express® Credit Card

  • 9,000 Avios when spending £1000 within the first 3 months
  • Companion Voucher when you spend £20,000 in one year
  • 1 Avios for every £1 spent
  • Application response in 60 seconds
  • No annual fee
more info
15.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).
British Airways American Express® Premium Plus Card
2014 award winner limited offer Reward Travel Airline Instant Decision

British Airways American Express® Premium Plus Card

  • 25,000 Avios when spending £3,000 within the first 3 months
  • 3 Avios for every £1 spent directly with British Airways
  • 1.5 Avios for every £1 spent
  • Companion Voucher when you spend £10,000 in one year
  • Application response in 60 seconds
more info
56.4% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £150 annual fee, your representative APR is 56.4% APR (variable).
aqua Reward MasterCard
Bad Credit Travel Cashback Credit Building

aqua Reward MasterCard

  • 0.5% cashback on all purchases
  • Unlimited access to your credit report
  • No foreign transaction fees
  • Up to 51 days interest free credit
  • Credit limit increase possible after 4 months
more info
34.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).
Barclaycard Platinum 33 Month Balance Transfer Visa
0% Balance Transfer No Annual Fee

Barclaycard Platinum 33 Month Balance Transfer Visa

  • 33 months 0% on balance transfers
  • 2.79% balance transfer fee after refund from 3.5%
  • 9 months 0% on purchases
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.79 %
transfer fee
9 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Barclaycard Platinum Purchase & Balance Transfer Visa
0% Balance Transfer 0% Purchase No Annual Fee

Barclaycard Platinum Purchase & Balance Transfer Visa

  • 14 months 0% on purchases
  • 23 months 0% on balance transfers
  • 2.49% balance transfer fee
more info
18.9% APR
Representative (variable)
23 months
0% interest on transfers
2.49 %
transfer fee
14 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Barclaycard Platinum 18 Month Balance Transfer Visa
0% Balance Transfer Credit Building No Annual Fee

Barclaycard Platinum 18 Month Balance Transfer Visa

  • For people with limited, but good credit history
  • 0% on balance transfers for 18 months
  • 2.9% balance transfer fee
  • 0% on purchases for 3 months
more info
24.9% APR
Representative (variable)
18 months
0% interest on transfers
2.9 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 24.9% (variable) per annum, your representative APR is 24.9% APR (variable).
Barclaycard Initial
limited offer Bad Credit Credit Building No Annual Fee

Barclaycard Initial

  • £20 cashback for customers who demonstrate good behaviour
  • 3 months 0% on purchases
  • Designed to help improve your credit rating
  • Possibility to reduce your APR
more info
34.9% APR
Representative (variable)
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).
aqua Advance Credit Card
Bad Credit Travel Credit Building

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • Up to 51 days interest free credit
  • No foreign transaction fees
more info
34.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).
aqua Classic Credit Card
Bad Credit Credit Building

aqua Classic Credit Card

  • Unlimited access to your credit report
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
more info
29.7% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 29.71% (variable) per annum, your representative APR is 29.7% APR (variable).
Capital One Aspire Elite
Cashback

Capital One Aspire Elite

  • 5% cashback in your first 3 months (up to £200)
  • Up to 2% cashback thereafter
  • Concierge service for free help with travel, shows & sports
  • £120 annual fee
more info
19.9% APR
Representative (variable)
Representative example: When you spend £12,000 at a rate of 17.57% (variable) per annum, with a £120 annual fee, your representative APR is 19.9% APR (variable).
Capital One Classic Platinum MasterCard
Bad Credit Credit Building Instant Decision

Capital One Classic Platinum MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Stay on top of your spending with email alerts
  • Apply and get a response in 60 seconds
more info
29.8% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).
Bank of Scotland Online Low Rate Credit Card
Low APR

Bank of Scotland Online Low Rate Credit Card

  • One rate for both balance transfers and purchases
  • Low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers within the first 90 days (3% fee applies)
more info
6.4% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).
Capital One Classic MasterCard
Bad Credit Credit Building Instant Decision

Capital One Classic MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Stay on top of your spending with email alerts
  • Apply and get a response in 60 seconds
more info
34.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).
Luma MasterCard
Credit Building Instant Decision

Luma MasterCard

  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
more info
35.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your representative APR is 35.9% APR (variable).
M&S Credit Card
2014 award winner 0% Purchase Reward

M&S Credit Card

  • 19 months 0% on purchases
  • 15 months 0% on balance transfers (2.9% fee) (min £5)
  • 500 M&S points voucher worth £5 for select M&S spending
  • 1 M&S point per £1 spent instore; 0.5 M&S point per £1 spent outside of store
more info
18.9% APR
Representative (variable)
15 months
0% interest on transfers
2.9 %
transfer fee
19 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Bank of Scotland Platinum Online 18 Month Balance Transfer MasterCard
new release 0% Balance Transfer 0% Purchase

Bank of Scotland Platinum Online 18 Month Balance Transfer MasterCard

  • 18 months 0% on balance transfers made in first 90 days
  • 2% transfer fee (first 3 months), 3% thereafter
  • 16 months 0% on purchases
more info
18.9% APR
Representative (variable)
18 months
0% interest on transfers
2.0 %
transfer fee
16 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Bank of Scotland Platinum 33 Month Balance Transfer
0% Balance Transfer

Bank of Scotland Platinum 33 Month Balance Transfer

  • 33 months 0% on balance transfers made in first 90 days
  • 2.85% transfer fee for the first 3 months, 3% thereafter (the 3% initial fee applies, LBG will refund 0.2% within 90 days)
  • 6 months 0% on purchases
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.85 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Halifax All in One
0% Balance Transfer 0% Purchase

Halifax All in One

  • 19 months 0% on balance transfers made in first 90 days
  • 2% transfer fee (first 3 months), 3% thereafter
  • 16 months 0% on purchases
more info
18.9% APR
Representative (variable)
19 months
0% interest on transfers
2.0 %
transfer fee
16 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Halifax 33 Month Balance Transfer Credit Card
0% Balance Transfer

Halifax 33 Month Balance Transfer Credit Card

  • 33 months 0% on balance transfers
  • 2.8% balance transfer fee in the first 90 days after refund
  • 6 months 0% on purchases
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.8 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Halifax 15 Month Balance Transfer
0% Balance Transfer 0% Purchase

Halifax 15 Month Balance Transfer

  • 15 months 0% on balance transfers made in first 90 days
  • 0.8% transfer fee (first 3 months), 3% thereafter
  • 15 months 0% on purchases
  • Halifax Secure cover against online fraud and transactions
more info
17.9% APR
Representative (variable)
15 months
0% interest on transfers
0.8 %
transfer fee
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).
MBNA Everyday Credit Card Visa
0% Balance Transfer 0% Purchase Money Transfer No Annual Fee

MBNA Everyday Credit Card Visa

  • 15 months 0% on card purchases
  • 21 months 0% on balance transfers made in the first 60 days (1.5% fee)
  • 21 months 0% on money transfers made in the first 60 days (4% fee)
more info
15.9% APR
Representative (variable)
21 months
0% interest on transfers
1.5 %
transfer fee
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).
Halifax 10 Month Balance Transfer and Purchase Credit Card MasterCard
0% Balance Transfer 0% Purchase

Halifax 10 Month Balance Transfer and Purchase Credit Card MasterCard

  • 10 months 0% on balance transfers made in first 90 days
  • 0.4% transfer fee (first 3 months), 3% thereafter
  • 10 months 0% on purchases
more info
18.9% APR
Representative (variable)
10 months
0% interest on transfers
0.4 %
transfer fee
10 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Fluid 29 Month Balance Transfer Visa Card
eligibility check 0% Balance Transfer Money Transfer

Fluid 29 Month Balance Transfer Visa Card

  • 0% on balance transfers for 29 months
  • 0% on money transfers for 29 months
  • 0% on purchases for 3 months
  • Pre-application eligibility technology protects your credit rating
more info
18.9% APR
Representative (variable)
29 months
0% interest on transfers
2.9 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Lloyds Bank Platinum 10 Month Balance Transfer Card
0% Balance Transfer 0% Purchase

Lloyds Bank Platinum 10 Month Balance Transfer Card

  • 0 months 0% on balance transfers made in first 90 days
  • 0.4% transfer fee (first 3 months), 3% thereafter
  • 10 months 0% on purchases
more info
18.9% APR
Representative (variable)
10 months
0% interest on transfers
0.4 %
transfer fee
10 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).
Fluid Low Fee Balance Transfer Card
0% Balance Transfer Money Transfer

Fluid Low Fee Balance Transfer Card

  • Low balance transfer fee
  • 3 months 0% on purchases
  • Pre-application eligibility technology protects your credit rating
more info
19.9% APR
Representative (variable)
10 months
0% interest on transfers
0.35 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).
MBNA Low Rate Credit Card
new release eligibility check Low APR Money Transfer

MBNA Low Rate Credit Card

  • 6.5% rate on purchases and balance transfers
  • 6.5% rate on money transfers
  • No handling fees
  • No annual fee
more info
6.6% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 6.5% (variable) per annum, your representative APR is 6.6% APR (variable).
MBNA Platinum Credit Card Visa
eligibility check new release 0% Balance Transfer Money Transfer

MBNA Platinum Credit Card Visa

  • 32 months 0% on balance transfers made in the first 60 days (2.69% fee)
  • 32 months 0% on money transfers made in the first 60 days (4% fee)
  • 3 months 0% on purchases
more info
18.9% APR
Representative (variable)
32 months
0% interest on transfers
2.69 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Lloyds Bank Platinum 33 Month BT MasterCard
0% Balance Transfer

Lloyds Bank Platinum 33 Month BT MasterCard

  • 33 months 0% on balance transfers made in first 90 days
  • 2.85% transfer fee in the first 3 months, 3% thereafter (3% initial fee applies, LBG will then refund 0.20% within 90 days)
  • 6 months 0% on new purchases
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.85 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).
Nationwide Credit Card with Balance Transfer
2014 award winner 0% Balance Transfer Travel

Nationwide Credit Card with Balance Transfer

  • 26 months 0% on balance transfers
  • 2.4% balance transfer fee
  • 3 months 0% on purchases
  • Commission-free allowance abroad
more info
17.9% APR
Representative (variable)
26 months
0% interest on transfers
2.4 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).
Lloyds Bank Avios Rewards Amex/MasterCard
0% Balance Transfer 0% Purchase Reward Travel Airline

Lloyds Bank Avios Rewards Amex/MasterCard

  • Up to 1.25 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • £24 annual fee
more info
23.7% APR
Representative (variable)
18 months
0% interest on transfers
3.0 %
transfer fee
16 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £24 monthly fee, your representative APR is 23.7% APR (variable).
Lloyds Bank Choice Rewards Amex/MasterCard
0% Balance Transfer 0% Purchase Reward

Lloyds Bank Choice Rewards Amex/MasterCard

  • Double rewards for the first 6 months on Amex cards
  • Turn points into cashback, vouchers or Avios
  • £24 annual fee
more info
23.7% APR
Representative (variable)
18 months
0% interest on transfers
3.0 %
transfer fee
16 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £24 monthly fee, your representative APR is 23.7% APR (variable).
Nationwide Balance Transfer Low Fee
2014 award winner 0% Balance Transfer Travel

Nationwide Balance Transfer Low Fee

  • 15 months 0% on balance transfers
  • Low 0.65% Balance Transfer fee (within 3 months)
  • 3 months 0% on purchases
  • Commission-free allowance abroad
more info
17.9% APR
Representative (variable)
15 months
0% interest on transfers
0.65 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).
Lloyds Bank Premier Avios Rewards Amex/MasterCard
0% Balance Transfer 0% Purchase Reward Travel Airline

Lloyds Bank Premier Avios Rewards Amex/MasterCard

  • 1.5 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • £140 annual fee
more info
52.1% APR
Representative (variable)
18 months
0% interest on transfers
3.0 %
transfer fee
16 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £140 monthly fee, your representative APR is 52.1% APR (variable).
Nationwide Credit Card Purchase Visa
2014 award winner 0% Purchase Travel

Nationwide Credit Card Purchase Visa

  • 15 months 0% on purchases
  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
more info
17.9% APR
Representative (variable)
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).
Nationwide Select Low Balance Transfer Fee Visa
2014 award winner 0% Balance Transfer 0% Purchase Cashback

Nationwide Select Low Balance Transfer Fee Visa

  • Nationwide current account customers only
  • 15 months 0% on purchases
  • 15 months 0% on balance transfers (0.55% fee)
  • 0.5% cashback on all purchases
  • No foreign transaction fees
  • No annual fee
more info
15.9% APR
Representative (variable)
15 months
0% interest on transfers
0.55 %
transfer fee
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).
Nationwide Select Credit Card
2014 award winner 0% Balance Transfer 0% Purchase Travel Cashback

Nationwide Select Credit Card

  • Nationwide current account customers only
  • 15 months 0% on purchases
  • 26 months 0% on balance transfers (2.4% fee)
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
  • No annual fee
more info
15.9% APR
Representative (variable)
26 months
0% interest on transfers
2.4 %
transfer fee
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).
Ocean Credit Card MasterCard
Bad Credit Credit Building Instant Decision

Ocean Credit Card MasterCard

  • Manage your account online and with a smartphone
  • Apply and get a response in 60 seconds
  • Suitable for people looking to rebuild their credit profile
more info
34.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).
RBS Cashback Plus Credit Card MasterCard
Cashback

RBS Cashback Plus Credit Card MasterCard

  • 1% cashback on all supermarket shopping
  • 1% cashback on selected retailers
  • 0.5% cashback on all other purchases
more info
17.4% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 12.2% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable).
RBS Clear Rate Platinum Credit Card MasterCard
Low APR

RBS Clear Rate Platinum Credit Card MasterCard

  • 6.9% rate for balance transfers and purchases
  • No balance transfer fees
  • £24 annual fee
more info
11.1% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 6.7% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable).
Sainsbury's Bank Nectar Credit Card
0% Balance Transfer 0% Purchase Reward No Annual Fee

Sainsbury's Bank Nectar Credit Card

  • 18 months 0% on purchases & balance transfers (3% fee)
  • Double Nectar points on Sainsbury's shopping
  • 1 Nectar point for every £5 spent everywhere else
more info
18.9% APR
Representative (variable)
18 months
0% interest on transfers
3.0 %
transfer fee
18 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Sainsbury's Bank Nectar Balance Transfer Credit Card
0% Balance Transfer Reward No Annual Fee

Sainsbury's Bank Nectar Balance Transfer Credit Card

  • 33 months 0% on balance transfers
  • Double Nectar points on Sainsbury's shopping
  • 2.89% transfer fee (first 3 months), 3% thereafter
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.89 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Santander Credit Card
0% Balance Transfer 0% Purchase

Santander Credit Card

  • 15 months 0% on purchases and balance transfers
  • 15 months 0% balance transfer fee, 3% thereafter
more info
18.9% APR
Representative (variable)
15 months
0% interest on transfers
0.0 %
transfer fee
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Santander 123 Credit Card MasterCard
most popular 0% Balance Transfer 0% Purchase Cashback

Santander 123 Credit Card MasterCard

  • 23 months 0% on purchases and balance transfers
  • 23 months 0% transfer fee, 3% thereafter
  • 3% cashback on petrol and National Rail and TFL purchases
  • 2% cashback at major department stores
  • 1% cashback at major supermarkets
  • First year fee-free if you have, or open, a 123 Current Account. Otherwise £24 annual fee
more info
16.5% APR
Representative (variable)
23 months
0% interest on transfers
0.0 %
transfer fee
23 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 12.7% (variable) per annum, with a £24 annual fee, your representative APR is 16.5% APR (variable).
The Starwood Preferred Guest® Credit Card from American Express
2014 award winner Reward Travel Airline Instant Decision

The Starwood Preferred Guest® Credit Card from American Express

  • 1 Starpoint for every £1 spent
  • Redeem points on flights and luxury hotels
  • 10,000 bonus Starpoints when you spend £1,000 in your first 3 months
  • Free Weekend Night Award when you spend £25,000 in one year
  • £75 annual fee
  • Application response in 60 seconds
more info
36.2% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your representative APR is 36.2% APR (variable).
No Balance Transfer Fee Tesco Clubcard Credit Card
2014 award winner market leading 0% Balance Transfer 0% Purchase Reward Instant Decision

No Balance Transfer Fee Tesco Clubcard Credit Card

  • No balance transfer fee
  • 12 months 0% on purchases & balance transfers (0% fee)
  • 5 Clubcard points for every £4 spent in Tesco
  • 1 Clubcard point for every £4 spent everywhere else
  • Application decision in 60 seconds
more info
18.9% APR
Representative (variable)
12 months
0% interest on transfers
0.0 %
transfer fee
12 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).
Tesco Bank Purchase card with 1000 points
2014 award winner 0% Purchase Reward

Tesco Bank Purchase card with 1000 points

  • 17 months 0% on purchases
  • 3 months 0% on balance transfers (2.9% fee)
  • 1000 Clubcard points if you make a purchase or transfer a balance within 2 months of account opening
  • 1 Clubcard point for every £4 spent everywhere else
more info
18.9% APR
Representative (variable)
3 months
0% interest on transfers
2.9 %
transfer fee
17 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).
Tesco Bank 19 Month Purchase Clubcard Credit Card
2014 award winner market leading 0% Purchase Reward No Annual Fee

Tesco Bank 19 Month Purchase Clubcard Credit Card

  • 19 months 0% on purchases
  • 3 months 0% on balance transfers (2.9% fee)
  • 5 Clubcard points for every £4 spent in Tesco
  • 1 Clubcard point for every £4 spent everywhere else
  • Application decision in 60 seconds
more info
18.9% APR
Representative (variable)
3 months
0% interest on transfers
2.9 %
transfer fee
19 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).
Tesco Bank Clubcard Credit Card for 25m Balance Transfer
2014 award winner 0% Balance Transfer Reward

Tesco Bank Clubcard Credit Card for 25m Balance Transfer

  • 25 months 0% on balances transfers (1.99% fee)
  • 5 Clubcard points for every £4 spent in Tesco
  • 1 Clubcard point for every £4 spent everywhere else
  • Application decision in 60 seconds
more info
18.9% APR
Representative (variable)
25 months
0% interest on transfers
1.99 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).
Tesco Bank Clubcard Credit Card for 33m Balance Transfer
2014 award winner 0% Balance Transfer Reward Instant Decision

Tesco Bank Clubcard Credit Card for 33m Balance Transfer

  • 33 months 0% on balance transfers (2.9% fee)
  • Up to 5 Clubcard points for every £4 spent at Tesco
  • 1 Clubcard point for every £4 you spend everywhere else
  • Application decision in 60 seconds
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.9 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).
TSB Platinum Purchase MasterCard
0% Balance Transfer 0% Purchase

TSB Platinum Purchase MasterCard

  • 13 months 0% on purchases
  • 13 months 0% on balance transfers (1% fee)
  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
more info
17.9% APR
Representative (variable)
13 months
0% interest on transfers
1.0 %
transfer fee
13 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).
TSB Online Platinum 28 Month BT MasterCard
0% Balance Transfer

TSB Online Platinum 28 Month BT MasterCard

  • 28 months 0% on balance transfers
  • 3% balance transfer fee
more info
18.9% APR
Representative (variable)
28 months
0% interest on transfers
3.0 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).
TSB Online Platinum 15 Month BT MasterCard
0% Balance Transfer

TSB Online Platinum 15 Month BT MasterCard

  • 15 months 0% on balance transfers
  • 0.8% transfer fee (first 3 months), 3% thereafter
more info
17.9% APR
Representative (variable)
15 months
0% interest on transfers
0.8 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).
TSB Advance MasterCard
Low APR

TSB Advance MasterCard

  • 11.9% APR variable
  • 12 months 4.9% on balance transfers (3% fee)
  • 6 months 0% on purchases
more info
11.9% APR
Representative (variable)
12 months
4.9% interest on transfers
3.0 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 11.95% (variable) per annum, your representative APR is 11.9% APR (variable).
TSB Premier Avios Amex/MasterCard
Reward Travel Airline

TSB Premier Avios Amex/MasterCard

  • Up to 1.25 Avios points for every £1 spent
  • Double Avios points when spending abroad
  • Companion ticket when you spend £15,000 in one year
  • 1,500 bonus Avios for every whole £1,000 balance you transfer from a single provider
  • MasterCard and American Express cards
  • £50 annual fee
more info
23.7% APR
Representative (variable)
6 months
0% interest on transfers
3.0 %
transfer fee
Representative example: When you spend £1,200 at a rate of 13.95% (variable) per annum, with a £50 monthly fee, your representative APR is 23.7% APR (variable).
TSB Avios Amex/MasterCard
Reward Travel Airline

TSB Avios Amex/MasterCard

  • Up to 1 Avios point for every £1 spent
  • Double Avios points when spending abroad
  • MasterCard and American Express cards
  • 1,500 bonus Avios for every whole £1,000 balance you transfer from a single provider
  • No annual fee
more info
17.9% APR
Representative (variable)
6 months
0% interest on transfers
3.0 %
transfer fee
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).
Vanquis Bank Visa
Bad Credit

Vanquis Bank Visa

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help rebuild a poor credit rating
more info
39.9% APR
Representative (variable)
Representative example: When you spend £1,000 at a rate of 39.94% (variable) per annum, your representative APR is 39.9% APR (variable).
Vanquis Bank Aquis Visa
Bad Credit Credit Building No Annual Fee

Vanquis Bank Aquis Visa

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help build your credit rating
more info
29.8% APR
Representative (variable)
Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).
Black Diamond Credit Card by Vanquis
Bad Credit No Annual Fee

Black Diamond Credit Card by Vanquis

  • Up to 56 days interest free credit on purchases
  • Credit limit increases up to a maximum of £3,000
  • Designed to help build your credit rating
more info
59.9% APR
Representative (variable)
Representative example: When you spend £250 at a rate of 59.94% (variable) per annum, your representative APR is 59.9% APR (variable).
American Express Platinum Cashback Everyday Card
2014 award winner Reward Cashback Instant Decision

American Express Platinum Cashback Everyday Card

  • 5% cashback in your first 3 months (up to £100)
  • Up to 1.25% cashback thereafter
  • No annual fee
  • Application response in 60 seconds
more info
19.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).
American Express Platinum Cashback Card
2014 award winner Reward Cashback Instant Decision

American Express Platinum Cashback Card

  • 5% cashback in your first 3 months (up to £125)
  • 1.25% cashback on all spending thereafter
  • Bonus 2.5% cashback if you spend more than £10,001 in a year
  • £25 annual fee
  • Application response in 60 seconds
more info
18.7% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 14.0% (variable) per annum, with a £25 annual fee, your representative APR is 18.7% APR (variable).
Lloyds Bank Classic MasterCard

Lloyds Bank Classic MasterCard

  • 0% for 3 months from account opening on purchases
  • Minimum credit limit of £500 if accepted
  • 25.9% rate if accepted
  • No Annual Fee
more info
25.9% APR
Representative (variable)
6 months
0% interest on transfers
3.0 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 25.95% (variable) per annum, your representative APR is 25.9% APR (variable).
NatWest Clear Rate Platinum Credit Card MasterCard
Low APR

NatWest Clear Rate Platinum Credit Card MasterCard

  • 6.9% rate for balance transfers and purchases
  • No balance transfer fees
  • £24 annual fee
more info
11.1% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable).
NatWest Cashback Plus Credit Card MasterCard
Cashback

NatWest Cashback Plus Credit Card MasterCard

  • 1% cashback on all supermarket shopping
  • 1% cashback on selected retailers
  • 0.5% cashback on all other purchases
more info
17.4% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 12.9% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable).
American Express Nectar Credit Card
2014 award winner Reward Instant Decision

American Express Nectar Credit Card

  • 20,000 Nectar points (worth £100) welcome offer to spend with Nectar partners
  • Up to 4 points per £1 with Nectar partners
  • 2 points per £1 spent elsewhere
  • First year of card membership with £0 annual fee, £25 thereafter (T&Cs apply)
  • Application response in 60 seconds
more info
25.0% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £25 monthly fee, your representative APR is 25.0% APR (variable).
Platinum Low Rate Credit Card
new release Low APR

Platinum Low Rate Credit Card

  • 0% balance transfer fee on balances transferred within the first 90 days of opening the account, 3% thereafter
  • Low representative rate of 6.4%
  • Worldwide use - accepted in over 36 million locations
more info
6.4% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).
American Express Preferred Rewards Gold Card
Charge Card 2014 award winner Reward Travel Airline

American Express Preferred Rewards Gold Card

  • Earn two points for virtually every £1 spent at major petrol stations and supermarkets in your first year
  • Two complimentary airport VIP lounge passes every year
  • Earn two points on almost all your spend made while abroad
  • £0 annual fee in the first year
more info
Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £125 applies.
aqua Start
new release Bad Credit Credit Building

aqua Start

  • Text reminders to help you stay in control
  • Designed to help build your credit rating
  • Unlimited access to your credit report
more info
49.9% APR
Representative (variable)
Representative example: When you spend £300 at a rate of 49.9% (variable) per annum, your representative APR is 49.9% APR (variable).
Barclaycard Freedom Rewards Credit Card
Reward No Annual Fee

Barclaycard Freedom Rewards Credit Card

  • Double Freedom points on UK supermarket, petrol station and all Transport for London
  • 0% interest on balance transfers for the first 9 months (2.9% fee applies)
  • 0% interest on purchases for 6 months from account opening
more info
21.9% APR
Representative (variable)
9 months
0% interest on transfers
0.0 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable).
Barclaycard Platinum 24 Month Low Fee Balance Transfer
new release reduced fee offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 24 Month Low Fee Balance Transfer

  • 0% interest on balance transfer for 2 years from account opening
  • 2% balance transfer fee will be reduced to 1.25% by a refund (terms apply)
  • 0% interest on purchases for 6 months from account opening
more info
18.9% APR
Representative (variable)
24 months
0% interest on transfers
1.25 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Barclaycard Hilton HHonors Platinum
new release 0% Balance Transfer Reward No Annual Fee

Barclaycard Hilton HHonors Platinum

  • 2500 points for first 4 Hilton hotel stays (terms apply)
  • 3 points for every £1 spent at Hilton hotels
  • 2 points for £1 spent elsewhere
  • Spend £750 in first 90 days get free hotel stay (terms apply)
  • 0% on balance transfers for 15 months (2.99% fee applies)
more info
18.9% APR
Representative (variable)
15 months
0% interest on transfers
2.99 %
transfer fee
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

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Compare credit cards
Whether you're looking for a cashback, reward, 0% on purchases or balance transfer credit card, finding the best credit card deals with uSwitch is simple. You can also compare credit cards to use abroad, cards with low APRs, and the top credit card deals for people with a bad credit history. Use our tabs to pick a type of card and scroll our comparison tables to see the best credit card deals.

What are credit cards?

Credit cards are a way of borrowing money to pay for bills, goods, or services. Once you've reached a pre-approved credit limit - known as 'maxing out' your credit card - you won't be able to spend any more on the card until you've paid off some of the debt. At the end of every month you pay off at least the minimum amount of what you owe on the card - if you don't, you'll soon begin to pay interest on what you've borrowed.

Compare credit cards

You normally apply for a credit card online or in-branch at a bank or building society. However, lots of supermarkets, such as Sainsbury's and Tesco, and other specialist providers, like Capital One, also offer cards. From the traditional high street banks to the major supermarket providers, our credit card comparison tables include all the big names to help you find great credit card deals.

Types of credit card in the UK

Credit cards come in a variety of different forms - some cards are better for new purchases or getting cashback on your spending, while others are better for transferring existing debt. We compare the following types of credit card:

Credit card comparison

Credit card comparison tools can help you identify the best credit cards in the UK but it all comes down to your circumstances and what works for you. That means, finding the best 0% credit cards or the best high income credit cards on the market is not as straightforward as it seems. Compare the market's credit cards and get the right credit card deals for you. You can use our credit card comparison tables above to see our most popular credit card offers.