Compare credit cards

Our credit card comparison tables can help you find the best credit card deals for your need. Apply for credit cards with uSwitch today.

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Barclaycard Platinum 36 Month Balance Transfer Visa

limited offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 36 Month Balance Transfer Visa

Features
  • 60 days to transfer balance
  • Online account management, paper statements available on request
  • £15 cashback, subject to a balance transfer of £1,000 within the first 60 days
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
2.99%
Transfer fee
6
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

British Airways American Express® Credit Card

limited offer Reward Travel Airline Instant Decision No Annual Fee Premium Credit Cards

British Airways American Express® Credit Card

Features
  • 9000 Avios when spending £1000 within the first 3 months
  • Companion Voucher when you spend £20000 in one year
  • 1 Avios for every £1 spent
more info
15.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a current UK bank or building society account
  • have an annual household Income of £20,000
  • have a permanent UK home address
  • have no County Court Judgements
  • have been trading for 6 months if self-employed
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).

British Airways American Express® Premium Plus Credit Card

limited offer Reward Travel Airline Instant Decision Premium Credit Cards

British Airways American Express® Premium Plus Credit Card

Features
  • 25000 Avios when spending £3000 within the first 3 months
  • 1.5 Avios for every £1 spent; 3 Avios for every £1 spent directly with British Airways
  • Companion Voucher when you spend £10000 in one year
more info
56.4% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £150 annual fee, your representative APR is 56.4% APR (variable).

aqua Reward MasterCard

Bad Credit Travel Cashback Credit Building

aqua Reward MasterCard

Features
  • 0.5% cashback and no foreign transaction fees
  • Unlimited access to your credit report
  • Credit limit increase possible after 4 months
more info
34.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)
Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).

Barclaycard Platinum 35 Month Balance Transfer Visa

limited offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 35 Month Balance Transfer Visa

Features
  • 60 days to transfer balance
  • Online account management, paper statements available
  • £15 cashback, subject to a balance transfer of £1,000 within the first 60 days
more info
18.9% APR
Representative (variable)
35
 months
0% interest on transfers
2.69%
Transfer fee
6
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £20,000 or more
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Barclaycard Platinum Purchase & Balance Transfer Visa

0% Balance Transfer 0% Purchase No Annual Fee

Barclaycard Platinum Purchase & Balance Transfer Visa

Features
  • 60 days to transfer balance
  • Online account management, paper statements available
more info
18.9% APR
Representative (variable)
23
 months
0% interest on transfers
2.49%
Transfer fee
14
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £20,000 or more
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Barclaycard Platinum 18 Month Balance Transfer Visa

0% Balance Transfer Credit Building No Annual Fee

Barclaycard Platinum 18 Month Balance Transfer Visa

Features
  • For people with limited but good credit history
  • 60 days to transfer balance
more info
24.9% APR
Representative (variable)
18
 months
0% interest on transfers
2.9%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have no history of bankruptcy
  • have no Country Court Judgements (past 5 years)
  • have an income of £20,000 or more
Representative example: When you spend £1,200 at a rate of 24.9% (variable) per annum, your representative APR is 24.9% APR (variable).

Barclaycard Initial

Credit Building No Annual Fee Bad Credit

Barclaycard Initial

Features
  • 3 months 0% on purchases
  • Designed to help improve your credit rating
  • Possibility to reduce your APR
more info
34.9% APR
Representative (variable)
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be employed and have £3,000 or more in income
  • be over 18 and have had credit in the UK and a permanent UK address for three months
  • have no County Court Judgements (CCJs) for non-payment of debt
  • have no recent record of missed bill payments
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).

aqua Advance Credit Card

Bad Credit Credit Building Travel

aqua Advance Credit Card

Features
  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • No foreign transaction fees
more info
34.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)
Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).

aqua Classic Credit Card

Bad Credit Credit Building

aqua Classic Credit Card

Features
  • Unlimited access to your credit report
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
more info
29.7% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)
Representative example: When you spend £1,200 at a rate of 29.71% (variable) per annum, your representative APR is 29.7% APR (variable).

Capital One Classic Platinum MasterCard

Credit Building No Annual Fee Bad Credit

Capital One Classic Platinum MasterCard

Features
  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
more info
29.8% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankrupties in the past 12 months
Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).

Capital One Classic MasterCard

Bad Credit Credit Building No Annual Fee

Capital One Classic MasterCard

Features
  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
more info
34.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankrupties in the past 12 months
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).

Luma MasterCard

Credit Building No Annual Fee

Luma MasterCard

Features
  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
more info
35.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankrupties in the past 12 months
  • have an income of £10,000 or more
Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your representative APR is 35.9% APR (variable).

M&S Credit Card

0% Purchase Reward

M&S Credit Card

Features
  • 500 M&S points voucher worth £5 for select M&S spending
  • 1 M&S point per £1 spent instore; 0.5 M&S point per £1 spent outside of store
more info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
2.9%
Transfer fee
19
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • have a good credit rating
  • be 18 or older
  • be a permanent UK resident
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

MBNA Everyday Credit Card Visa

0% Balance Transfer 0% Purchase Money Transfer No Annual Fee

MBNA Everyday Credit Card Visa

Features
  • 22 months 0% on money transfers made in the first 60 days (4% fee)
  • Pre-application eligibility technology protects your credit rating
  • Card offers contactless payment
more info
18.9% APR
Representative (variable)
22
 months
0% interest on transfers
1.75%
Transfer fee
16
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident for at least 3 years
  • be 18 or older
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

MBNA Low Rate Credit Card

new release eligibility check Low APR Money Transfer

MBNA Low Rate Credit Card

Features
  • 6.5% rate on purchases and balance transfers
  • 6.5% rate on money transfers
  • No annual fee or handling fees
more info
6.6% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident for at least 3 years
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 6.5% (variable) per annum, your representative APR is 6.6% APR (variable).

MBNA Platinum Credit Card Visa

eligibility check reduced fee offer 0% Balance Transfer Money Transfer

MBNA Platinum Credit Card Visa

Features
  • 12 months 0% on money transfers made in the first 60 days (4% fee)
  • Pre-application eligibility technology protects your credit rating
  • Card offers contactless payment
more info
18.9% APR
Representative (variable)
35
 months
0% interest on transfers
2.79%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Nationwide Credit Card with Balance Transfer

0% Balance Transfer Travel

Nationwide Credit Card with Balance Transfer

Features
  • Commission-free allowance abroad
  • Access to exclusive rewards on big brands with Simply Rewards
  • Manage your account online and via the mobile app
more info
17.9% APR
Representative (variable)
26
 months
0% interest on transfers
2.4%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £5,000 or more
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Lloyds Bank Avios Rewards Amex/MasterCard

0% Balance Transfer 0% Purchase Reward Travel Airline Premium Credit Cards

Lloyds Bank Avios Rewards Amex/MasterCard

Features
  • Up to 1.25 Avios for every £1 spent (double in first 6 months)
  • No foreign transaction fees
  • £24 annual fee
more info
23.7% APR
Representative (variable)
28
 months
0% interest on transfers
3.0%
Transfer fee
12
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £24 monthly fee, your representative APR is 23.7% APR (variable).

Nationwide Balance Transfer Low Fee

reduced fee offer 0% Balance Transfer Travel

Nationwide Balance Transfer Low Fee

Features
  • Access to exclusive deals with Simply Rewards
  • Commission-free allowance abroad
  • Manage your account online and via the mobile app
more info
17.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.65%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have a Nationwide currect account
  • have an income of £5,000 or more
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Lloyds Bank Premier Avios Rewards Amex/MasterCard

Reward Travel Airline 0% Balance Transfer 0% Purchase Premium Credit Cards

Lloyds Bank Premier Avios Rewards Amex/MasterCard

Features
  • 1.5 Avios for every £1 spent (double in first 6 months)
  • No foreign transaction fees
  • £140 annual fee
more info
52.1% APR
Representative (variable)
28
 months
0% interest on transfers
3.0%
Transfer fee
12
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £140 monthly fee, your representative APR is 52.1% APR (variable).

Nationwide Credit Card Purchase Visa

0% Purchase Travel

Nationwide Credit Card Purchase Visa

Features
  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
  • Manage your account online and via the mobile app
more info
17.9% APR
Representative (variable)
15
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Nationwide Select Low Balance Transfer Fee Visa

reduced fee offer 0% Balance Transfer 0% Purchase Cashback

Nationwide Select Low Balance Transfer Fee Visa

Features
  • Nationwide current account customers only
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
more info
15.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.55%
Transfer fee
15
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • be a Nationwide current account customer
  • have an income of £5,000 or more
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).

Post Office Platinum MasterCard

0% Balance Transfer Travel No Annual Fee

Post Office Platinum MasterCard

Features
  • No foreign transaction fees
  • No cash advance fee when you purchase Post Office Travel Money
more info
17.8% APR
Representative (variable)
18
 months
0% interest on transfers
0.79%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 17.8% (variable) per annum, your representative APR is 17.8% APR (variable).

Nationwide Select Credit Card

0% Balance Transfer 0% Purchase Cashback Travel

Nationwide Select Credit Card

Features
  • Nationwide current account customers only
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
more info
15.9% APR
Representative (variable)
26
 months
0% interest on transfers
2.4%
Transfer fee
15
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £5,000 or more
  • be an existing Nationwide current account customer
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).

Ocean Credit Card MasterCard

most popular Bad Credit Credit Building

Ocean Credit Card MasterCard

Features
  • Manage your account online and with your phone
  • Apply and get a response in 60 seconds
  • Suitable for people looking to rebuild their credit profile
more info
34.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • be on the electoral roll
  • be able to show some history of managing credit
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).

RBS Cashback Plus Credit Card MasterCard

limited offer Cashback

RBS Cashback Plus Credit Card MasterCard

Features
  • OFFER - 10% cashback on UK restaurants/bars spending (April 1st - June 30th)
  • 1% cashback on supermarket shopping and from selected retailers
  • 0.5% cashback on all other purchases
  • additional 1% if you use contactless
more info
17.4% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 12.2% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable).

RBS Clear Rate Platinum Credit Card MasterCard

Low APR

RBS Clear Rate Platinum Credit Card MasterCard

Features
  • 6.9% rate for balance transfers and purchases
  • No balance transfer fees
  • £24 annual fee
more info
11.1% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £10,000 or more
Representative example: When you spend £1,200 at a rate of 6.7% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable).

Sainsbury's Bank Nectar Balance Transfer Credit Card

0% Balance Transfer Reward No Annual Fee

Sainsbury's Bank Nectar Balance Transfer Credit Card

Features
  • 34 months 0% on balance transfers
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • 2.89% transfer fee (first 3 months), 3% thereafter
more info
18.9% APR
Representative (variable)
34
 months
0% interest on transfers
2.89%
Transfer fee
6
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Sainsbury's Bank Nectar Low Rate Credit Card

Reward Low APR

Sainsbury's Bank Nectar Low Rate Credit Card

Features
  • 9.9% rate with no monthly or annual fee
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • 1 Nectar point for every £5 spent elsewhere
more info
9.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder
Representative example: When you spend £1,200 at a rate of 9.93% (variable) per annum, your representative APR is 9.9% APR (variable).

Santander Credit Card

0% Balance Transfer 0% Purchase

Santander Credit Card

Features
  • No annual fee
  • 56 days interest-free on purchases after the 0% period expires (provided balance is paid in full and on time each month)
more info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.0%
Transfer fee
15
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Santander 123 Credit Card MasterCard

0% Purchase Cashback 0% Balance Transfer

Santander 123 Credit Card MasterCard

Features
  • First year fee-free if you have or open a 123 Current Account. Otherwise £24 annual fee
  • Up to 3% cashback available
more info
16.5% APR
Representative (variable)
23
 months
0% interest on transfers
0.0%
Transfer fee
23
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 12.7% (variable) per annum, with a £24 annual fee, your representative APR is 16.5% APR (variable).

The Starwood Preferred Guest® Credit Card from American Express

Reward Travel Airline Instant Decision Premium Credit Cards

The Starwood Preferred Guest® Credit Card from American Express

Features
  • 1 Starpoint per £1 spent. 10000 point bonus for £1,000 spend in first 3 months
  • Redeem points on flights and luxury hotels
more info
36.2% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your representative APR is 36.2% APR (variable).

No Balance Transfer Fee Tesco Clubcard Credit Card

market leading 0% Balance Transfer Reward Instant Decision

No Balance Transfer Fee Tesco Clubcard Credit Card

Features
  • 1 Clubcard point for every £4 spent in Tesco
  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
14
 months
0% interest on transfers
0.0%
Transfer fee
1
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank Purchase card with 1000 points

0% Purchase Reward

Tesco Bank Purchase card with 1000 points

Features
  • 1000 Clubcard points if you make a purchase or transfer a balance within 2 months of account opening
  • 5 Clubcard points for every £4 spent in Tesco, 1 for every £4 spent elsewhere
more info
18.9% APR
Representative (variable)
3
 months
0% interest on transfers
2.9%
Transfer fee
17
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank 19 Month Purchase Clubcard Credit Card

market leading 0% Purchase Reward No Annual Fee

Tesco Bank 19 Month Purchase Clubcard Credit Card

Features
  • 5 Clubcard points for every £4 spent in Tesco
  • 1 Clubcard point for every £4 spent everywhere else
more info
18.9% APR
Representative (variable)
3
 months
0% interest on transfers
2.9%
Transfer fee
19
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank Clubcard Credit Card for 28m Balance Transfer

0% Balance Transfer Reward

Tesco Bank Clubcard Credit Card for 28m Balance Transfer

Features
  • 1 Clubcard point for every £4 spent in Tesco
  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
1.49%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank Clubcard Credit Card for 35m Balance Transfer

0% Balance Transfer Reward Instant Decision

Tesco Bank Clubcard Credit Card for 35m Balance Transfer

Features
  • 1 Clubcard point for every £4 spent in Tesco
  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
35
 months
0% interest on transfers
2.7%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

TSB Platinum Purchase MasterCard

0% Balance Transfer 0% Purchase

TSB Platinum Purchase MasterCard

Features
  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
more info
17.9% APR
Representative (variable)
13
 months
0% interest on transfers
1.0%
Transfer fee
13
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).

TSB Online Platinum 28 Month BT MasterCard

0% Balance Transfer

TSB Online Platinum 28 Month BT MasterCard

Features
  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
3.0%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

TSB Advance MasterCard

Low APR

TSB Advance MasterCard

Features
  • 12 months 4.9% on balance transfers (3% fee)
  • Manage your credit card and current account together
more info
11.9% APR
Representative (variable)
12
 months
0% interest on transfers
3.0%
Transfer fee
6
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 11.95% (variable) per annum, your representative APR is 11.9% APR (variable).

TSB Premier Avios Amex/MasterCard

Reward Travel Airline Premium Credit Cards

TSB Premier Avios Amex/MasterCard

Features
  • Up to 1.25 Avios points for every £1 spent (double when spending abroad)
  • Companion ticket when you spend £15000 in one year
  • 1500 bonus Avios for every £1000 balance transferred from a single provider
more info
23.7% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 13.95% (variable) per annum, with a £50 monthly fee, your representative APR is 23.7% APR (variable).

TSB Avios Amex/MasterCard

Reward Travel Airline Premium Credit Cards

TSB Avios Amex/MasterCard

Features
  • Up to 1 Avios point for every £1 spent
  • Double Avios points when spending abroad
  • 1500 bonus Avios for every whole £1000 balance you transfer from a single provider
more info
17.9% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).

Vanquis Bank Visa

Bad Credit

Vanquis Bank Visa

Features
  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help rebuild a poor credit rating*
more info
39.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
Representative example: When you spend £1,000 at a rate of 39.94% (variable) per annum, your representative APR is 39.9% APR (variable).

Vanquis Bank Aquis Visa

Bad Credit Credit Building No Annual Fee

Vanquis Bank Aquis Visa

Features
  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help build your credit rating*
more info
29.8% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).

Black Diamond Credit Card by Vanquis

Bad Credit No Annual Fee

Black Diamond Credit Card by Vanquis

Features
  • Credit Limit increase possible after 5th statement, further increases every 5 months, up to £3,500*^
  • Designed to help build your credit rating*
  • Up to 56 days interest free credit on purchases
more info
59.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
Representative example: When you spend £250 at a rate of 59.94% (variable) per annum, your representative APR is 59.9% APR (variable).

American Express Platinum Cashback Everyday Card

Reward Cashback No Annual Fee

American Express Platinum Cashback Everyday Card

Features
  • 5% cashback in your first 3 months (up to £100)
  • Up to 1.25% cashback thereafter
more info
19.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £20,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).

American Express Platinum Cashback Card

Reward Cashback Premium Credit Cards

American Express Platinum Cashback Card

Features
  • 5% cashback in your first 3 months (up to £125) 1.25% cashback thereafter
  • Bonus 2.5% cashback if you spend more than £10001 in a year
  • £25 annual fee
more info
18.7% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £20,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 14.0% (variable) per annum, with a £25 annual fee, your representative APR is 18.7% APR (variable).

NatWest Clear Rate Platinum Credit Card MasterCard

Low APR

NatWest Clear Rate Platinum Credit Card MasterCard

Features
  • 6.9% flat rate for balance transfers and purchases
  • No balance transfer fees or 0% introductory periods that end
  • £24 annual fee
more info
11.1% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable).

NatWest Cashback Plus Credit Card

limited offer Cashback Reward Premium Credit Cards

NatWest Cashback Plus Credit Card

Features
  • OFFER - 10% cashback on UK restaurants/bars spending (April 1st - June 30th)
  • 1% cashback on supermarket shopping and from selected retailers
  • 0.5% cashback on all other purchases
  • additional 1% if you use contactless
more info
17.4% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 12.9% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable).

American Express Nectar Credit Card

Reward Instant Decision

American Express Nectar Credit Card

Features
  • 20,000 Nectar points (worth £100) welcome offer to spend with Nectar partners
  • Up to 4 points per £1 with Nectar partners, 2 points per £1 spent elsewhere
  • First year of card membership with £0 annual fee £25 thereafter (T&Cs apply)
more info
25.0% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £25 monthly fee, your representative APR is 25.0% APR (variable).

American Express Preferred Rewards Gold Card

Charge Card Reward Travel Airline Premium Credit Cards

American Express Preferred Rewards Gold Card

Features
  • 20,000 bonus Membership Rewards points when you spend £2,000 in your first three months
  • 1 points for virtually every £1 spent and 1 additional point for every £1 spent directly with airlines
  • £0 annual fee in the first year
more info
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a current UK bank or building society account
  • be a permanent UK resident
  • have an income of £20,000 or more
  • have no history of bad debt
Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £140 applies.

aqua Start

Bad Credit Credit Building

aqua Start

Features
  • Text reminders to help you stay in control
  • Designed to help build your credit rating
  • Unlimited access to your credit report
more info
49.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)
Representative example: When you spend £300 at a rate of 49.9% (variable) per annum, your representative APR is 49.9% APR (variable).

Barclaycard Freedom Rewards Credit Card

Reward No Annual Fee

Barclaycard Freedom Rewards Credit Card

Features
  • Double Freedom points on UK supermarket, petrol station and all Transport for London
  • 0% interest on balance transfers for the first 18 months (2% fee applies)
  • 0% interest on purchases for 6 months from account opening
more info
21.9% APR
Representative (variable)
18
 months
0% interest on transfers
2.0%
Transfer fee
6
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable).

Barclaycard Platinum 24 Month Low Fee Balance Transfer

reduced fee offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 24 Month Low Fee Balance Transfer

Features
  • 0% interest on balance transfer for 24 months from account opening
  • 2% balance transfer fee will be reduced to 1.15% by a refund (terms apply)
  • 0% interest on purchases for 6 months from account opening
more info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
1.15%
Transfer fee
6
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £20,000 or more
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Barclaycard Hilton HHonors Platinum

0% Balance Transfer Reward No Annual Fee

Barclaycard Hilton HHonors Platinum

Features
  • 2500 points for first 4 Hilton hotel stays (terms apply)
  • 3 points for every £1 spent at Hilton hotels
  • 2 points for £1 spent elsewhere
  • Spend £750 in first 90 days get free hotel stay (terms apply)
  • 0% on balance transfers for 15 months (2.99% fee applies)
more info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
2.99%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

TSB Online Platinum 12 Month BT MasterCard

0% Balance Transfer

TSB Online Platinum 12 Month BT MasterCard

Features
  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
  • Overseas Emergency assistance.
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
0.25%
Transfer fee
3
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • be a UK resident
  • have no County Court Judgements
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Atlantic Black Credit Card Account

Airline Money Transfer Reward Travel Premium Credit Cards

Virgin Atlantic Black Credit Card Account

Features
  • 18,500 miles with first purchase made in 90 days of account opening
  • 0% on balance transfers for up to 6 months
  • 0% on money transfer for up to 6 months
more info
52.0% APR
Representative (variable)
6
 months
0% interest on transfers
2.0%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • be a UK resident
  • have a building society account
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, with a £140 annual fee, your representative APR is 52.0% APR (variable).

Virgin Atlantic White Credit Card Account

Reward Airline Money Transfer No Annual Fee Travel Premium Credit Cards

Virgin Atlantic White Credit Card Account

Features
  • 3,000 miles with first card purchase made in 90 days of account opening
  • 0% on balance and money transfers for up to 6 months
more info
17.9% APR
Representative (variable)
6
 months
0% interest on transfers
2.0%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • be a UK resident
  • have a building society account
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Barclaycard Low Rate Platinum

Low APR No Annual Fee

Barclaycard Low Rate Platinum

Features
  • Low interest on purchases and balance transfers
  • No annual fee
more info
11.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 11.9% (variable) per annum, your representative APR is 11.9% APR (variable).

Post Office Matched Credit Card

0% Balance Transfer 0% Purchase No Annual Fee

Post Office Matched Credit Card

Features
  • Add up to three additional cardholders for free
  • No cash advance fee when you purchase Post Office Travel Money
more info
18.9% APR
Representative (variable)
16
 months
0% interest on transfers
2.89%
Transfer fee
16
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • be a UK resident
  • have a current bank or building society account
  • not be an existing Post Office cardholder
  • have an annual income over £8,000 (excl. unemployment benefits)
  • have no outstanding County Court Judgements (CCJs)
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Fluid 33 Month Balance Transfer Card

eligibility check 0% Balance Transfer Money Transfer No Annual Fee

Fluid 33 Month Balance Transfer Card

Features
  • Eligibility check without affecting your credit rating
  • Contactless payments
  • 24 month 0% on money transfers made in the first 60 days (3.99% transfer fee)
more info
18.9% APR
Representative (variable)
33
 months
0% interest on transfers
2.88%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit history
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Clydesdale Bank Gold MasterCard

new release 0% Balance Transfer 0% Purchase No Annual Fee

Clydesdale Bank Gold MasterCard

Features
  • Contactless payments under £20
  • MasterCard SecureCode for safer online shopping
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
3.0%
Transfer fee
20
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a permanent UK address
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Yorkshire Bank Gold MasterCard

new release 0% Purchase No Annual Fee 0% Balance Transfer

Yorkshire Bank Gold MasterCard

Features
  • Contactless payments under £20
  • MasterCard SecureCode for safer online shopping
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
3.0%
Transfer fee
20
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a permanent UK address
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Sainsburys Nectar Purchase Card

0% Balance Transfer 0% Purchase Reward

Sainsburys Nectar Purchase Card

Features
  • Collect 2 points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • No cash advance fee on Sainsbury’s Travel Money purchases
more info
18.9% APR
Representative (variable)
19
 months
0% interest on transfers
3.0%
Transfer fee
19
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • have a permanent UK address
  • be over 18 years of age
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

The Platinum Card

Charge Card Reward Travel Airline Premium Credit Cards

The Platinum Card

Features
  • Receive 30,000 Membership Rewards® points when you spend £2,000 in the first three months 
  • One Membership Reward point for virtually every £1 spent
  • Platinum Travel and Concierge Service, unlimited access to over 700 airport lounges
more info
Apply
Will I get this card?
To get this card you must:
  • be 18 or older
  • have a current UK bank or building society account
  • be a permanent UK resident
  • have an income of £20,000 or more
  • have no history of bad debt
Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £450 applies.

Tesco 12 month No Balance Transfer Fee Clubcard Credit Card

new release 0% Balance Transfer 0% Purchase Reward

Tesco 12 month No Balance Transfer Fee Clubcard Credit Card

Features
  • 1 Clubcard point for every £4 spent in each purchase transaction - in and out of Tesco
  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
0.0%
Transfer fee
12
 months
0% interest on purchases
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank Foundation Clubcard Credit Card

Credit Building Reward

Tesco Bank Foundation Clubcard Credit Card

Features
  • Application response in 60 seconds
  • Designed to help build your credit rating
  • Credit limit subject to status
more info
28.9% APR
Representative (variable)
Apply
Will I get this card?
To get this card you must:
  • not have applied for a Tesco Bank Credit Card in the last 6 months
  • have an annual income of at least £5,000
  • be at least 18 years of age
  • live in the UK, or have a British Forces Post Office address
Representative example: When you spend £1,200 at a rate of 28.944% (variable) per annum, your representative APR is 28.9% APR (variable).

Fluid 35 Month Balance Transfer Card

new release 0% Balance Transfer Money Transfer No Annual Fee

Fluid 35 Month Balance Transfer Card

Features
  • Eligibility check without affecting your credit rating
  • Contactless payments
  • 12 month 0% on money transfers made in the first 60 days (4% transfer fee)
more info
18.9% APR
Representative (variable)
35
 months
0% interest on transfers
3.1%
Transfer fee
Apply
Will I get this card?
To get this card you must:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit history
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Compare credit cards

Whether you’re looking for a cashback, reward, 0% on purchases or balance transfer credit card, finding the best credit card deals with uSwitch is simple. You can also compare credit cards to use abroad, cards with low APRs, and the top credit card deals for people with a bad credit history. Use our tabs to pick a type of card and scroll our comparison tables to see the best credit card deals.

What are credit cards?

Credit cards are a way of borrowing money to pay for bills, goods, or services. Once you’ve reached a pre-approved credit limit - known as ‘maxing out’ your credit card - you won’t be able to spend any more on the card until you’ve paid off some of the debt.

At the end of every month you pay off at least the minimum amount of what you owe on the card - if you don’t, you’ll soon begin to pay interest on what you’ve borrowed.

Compare credit cards

You normally apply for a credit card online or in-branch at a bank or building society. However, lots of supermarkets, such as Sainsbury’s and Tesco, and other specialist providers, like Capital One, also offer cards.

From the traditional high street banks to the major supermarket providers, our credit card comparison tables include all the big names to help you find great credit card deals.

Types of credit card in the UK

Credit cards come in a variety of different forms - some cards are better for new purchases or getting cashback on your spending, while others are better for transferring existing debt. We compare the following types of credit card:

Credit card comparison

Credit card comparison tools can help you identify the best credit cards in the UK but it all comes down to your circumstances and what works for you. That means, finding the best 0% credit cards or the best high income credit cards on the market is not as straightforward as it seems. Compare the market’s credit cards and get the right credit card deals for you. You can use our credit card comparison tables above to see our most popular credit card offers.