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Our credit card comparison tables can help you compare some of the best credit card deals available. We compare a range of suppliers so you can apply for a credit card that suits you today.

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Barclaycard Platinum 36 Month Balance Transfer - Limited Offer

market leading reduced fee offer limited offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 36 Month Balance Transfer - Limited Offer

  • Semi-exclusive, only available on selected sites
  • 1.75% transfer fee is lowest on any 3 year balance transfer card
  • Six months 0% on purchases
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
1.75%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

British Airways American Express® Credit Card

2015 award winner
limited offer Reward Travel Airline Instant Decision No Annual Fee Premium Credit Cards

British Airways American Express® Credit Card

  • 9000 Avios when spending £1000 within the first three months
  • Companion voucher when you spend £20,000 in one year
  • 1 Avios point for every £1 spent
more info
22.9% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • have a current UK bank or building society account
  • have an annual household Income of £20,000
  • have a permanent UK home address
  • have no County Court Judgements
  • have been trading for 6 months if self-employed

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).

British Airways American Express® Premium Plus Credit Card

2015 award winner
limited offer Reward Travel Airline Instant Decision Premium Credit Cards

British Airways American Express® Premium Plus Credit Card

  • 25,000 bonus points when you spend £3,000 in your first three months
  • 1.5 Avios for every £1 spent; 3 Avios for every £1 spent directly with British Airways
  • Companion voucher when you spend £10000 in one year
more info
60.7% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, with a £150 annual fee, your representative APR is 60.7% APR (variable).

aqua Reward MasterCard

Bad Credit Travel Cashback Credit Building

aqua Reward MasterCard

  • 0.5% cashback and no foreign transaction fees
  • Unlimited access to your credit report
  • Credit limit increase possible after four months
more info
34.9% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).

Barclaycard Platinum 32Month Balance Transfer Visa Credit Card

reduced fee offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 32Month Balance Transfer Visa Credit Card

  • 60 days to transfer balance
  • Online account management, paper statements available
more info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
1.4%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £20,000 or more
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

reduced fee offer 0% Balance Transfer 0% Purchase No Annual Fee

Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

  • 60 days to transfer balance
  • Online account management, paper statements available
more info
18.9% APR
Representative (variable)
20
 months
0% interest on transfers
1.49%
Transfer fee
20
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £20,000 or more
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

0% Balance Transfer Credit Building No Annual Fee

Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

  • For people with limited but good credit history
  • 60 days to transfer balance
more info
24.9% APR
Representative (variable)
18
 months
0% interest on transfers
2.99%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have no history of bankruptcy
  • have no Country Court Judgements (past 5 years)
  • have an income of £20,000 or more
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 24.9% (variable) per annum, your representative APR is 24.9% APR (variable).

Barclaycard Initial Credit Card with 3m purchases

limited offer Credit Building No Annual Fee

Barclaycard Initial Credit Card with 3m purchases

  • Three months 0% on purchases
  • Designed to help improve your credit rating
  • Possibility to reduce your APR
  • £20 cashback after 3 months (terms apply)
more info
34.9% APR
Representative (variable)
3
 months
0% interest on purchases
To get this card you must at least:
  • be employed and have £3,000 or more in income
  • be over 18 and have had credit in the UK and a permanent UK address for three months
  • have no County Court Judgements (CCJs) for non-payment of debt
  • have no recent record of missed bill payments

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).

aqua Advance Credit Card

Bad Credit Credit Building Travel

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • No foreign transaction fees
more info
34.9% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).

aqua Classic Credit Card

Bad Credit Credit Building

aqua Classic Credit Card

  • Unlimited access to your credit report
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
more info
29.7% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 29.71% (variable) per annum, your representative APR is 29.7% APR (variable).

Capital One Classic Platinum MasterCard

Credit Building No Annual Fee Bad Credit

Capital One Classic Platinum MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
more info
29.8% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).

Bank of Scotland Online Low Rate Credit Card

Low APR

Bank of Scotland Online Low Rate Credit Card

  • One rate for both balance transfers and purchases
  • Low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers within the first 90 days (3% fee applies)
more info
6.4% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).

Capital One Classic MasterCard

Bad Credit Credit Building No Annual Fee

Capital One Classic MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
more info
34.9% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).

Luma MasterCard

Credit Building No Annual Fee

Luma MasterCard

  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
more info
35.9% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable).

M&S Credit Card

2015 award winner
0% Purchase Reward

M&S Credit Card

  • 500 M&S points voucher worth £5 for select M&S spending
  • 1 M&S point per £1 spent instore; 0.5 M&S point per £1 spent outside of store
more info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
2.9%
Transfer fee
19
 months
0% interest on purchases
To get this card you must at least:
  • have a good credit rating
  • be 18 or older
  • be a permanent UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland 28 Month Balance Transfer

0% Balance Transfer 0% Purchase No Annual Fee

Bank of Scotland 28 Month Balance Transfer

  • 1.5% Balance transfer fee applies in the first 90 days, 3% fee applies thereafter
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
1.5%
Transfer fee
12
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland Platinum 36 Month Balance Transfer

0% Balance Transfer

Bank of Scotland Platinum 36 Month Balance Transfer

  • 34 months 0% on balance transfers made in first 90 days
  • 3% transfer fee
  • Six months 0% on purchases
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
3.0%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Halifax 36 Month Balance Transfer Credit Card

0% Balance Transfer

Halifax 36 Month Balance Transfer Credit Card

  • 2.45% effective balance transfer fee (initial 3% fee, 0.55% refunded within 90 days)
  • Manage your card online using Online Banking and Mobile Banking
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
2.45%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Halifax 28 Month Balance Transfer

0% Balance Transfer 0% Purchase No Annual Fee

Halifax 28 Month Balance Transfer

  • 1.5% balance transfer fee for first 90 days, 3% fee thereafter
  • Manage your card with online and mobile banking
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
1.5%
Transfer fee
12
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

MBNA Everyday Credit Card Visa

2015 award winner
Featured card 0% Balance Transfer 0% Purchase Money Transfer No Annual Fee

MBNA Everyday Credit Card Visa

  • 20 months 0% on money transfers made in the first 60 days (4% fee)
  • Pre-application eligibility technology protects your credit rating
  • Card offers contactless payment
more info
18.9% APR
Representative (variable)
20
 months
0% interest on transfers
1.75%
Transfer fee
20
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident for at least 3 years
  • be 18 or older
  • no balance transfers from MBNA or Fluid Money credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Lloyds Bank Online Platinum 19 Month Balance Transfer MasterCard

0% Balance Transfer 0% Purchase No Annual Fee

Lloyds Bank Online Platinum 19 Month Balance Transfer MasterCard

  • 1% transfer fee in first 90 days from account opening, 3% thereafter
  • 19 months 0% on purchases
more info
18.9% APR
Representative (variable)
19
 months
0% interest on transfers
1.0%
Transfer fee
19
 months
0% interest on purchases
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

Lloyds Bank 28 Month Balance Transfer MasterCard

0% Balance Transfer 0% Purchase

Lloyds Bank 28 Month Balance Transfer MasterCard

  • 0% on balance transfers for the first 28 months
  • 0% on purchases is for the first 12 months
  • 1.5% balance transfer fee applies in the first 90 days, 3% thereafter
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
1.5%
Transfer fee
12
 months
0% interest on purchases
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

MBNA Platinum Credit Card Visa

2015 award winner
eligibility check reduced fee offer 0% Balance Transfer Money Transfer

MBNA Platinum Credit Card Visa

  • 20 months 0% on money transfers made in the first 60 days (4% fee)
  • Eligibility check - see if you qualify without affecting your credit rating
  • Card offers contactless payment
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
2.48%
Transfer fee
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • no balance transfers from MBNA or Fluid Money credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Lloyds Bank Platinum 36 Month BT MasterCard

0% Balance Transfer

Lloyds Bank Platinum 36 Month BT MasterCard

  • 36 months 0% on balance transfers made in first 90 days
  • 3% transfer fee
  • Six months 0% on new purchases
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
3.0%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

Nationwide Credit Card with Balance Transfer

2015 award winner
0% Balance Transfer Travel

Nationwide Credit Card with Balance Transfer

  • Commission-free allowance abroad
  • Access to exclusive rewards on big brands with Simply Rewards
  • Manage your account online and via the mobile app
more info
17.9% APR
Representative (variable)
26
 months
0% interest on transfers
2.4%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £5,000 or more
  • no balance transfers from Nationwide credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Lloyds Bank Avios Rewards Amex/MasterCard

0% Purchase Reward Travel Airline Premium Credit Cards

Lloyds Bank Avios Rewards Amex/MasterCard

  • Up to 1.25 Avios for every £1 spent (double in first six months)
  • No foreign transaction fees
  • £24 annual fee
more info
23.7% APR
Representative (variable)
28
 months
0% interest on transfers
3.0%
Transfer fee
12
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £24 annual fee, your representative APR is 23.7% APR (variable).

Lloyds Bank Choice Rewards Amex/MasterCard

0% Balance Transfer 0% Purchase Reward

Lloyds Bank Choice Rewards Amex/MasterCard

  • Double rewards for the first six months on Amex cards
  • Turn points into cashback, vouchers or Avios
  • £24 annual fee
more info
23.7% APR
Representative (variable)
28
 months
0% interest on transfers
3.0%
Transfer fee
12
 months
0% interest on purchases
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £24 monthly fee, your representative APR is 23.7% APR (variable).

Nationwide Balance Transfer Low Fee Credit Card

2015 award winner
reduced fee offer 0% Balance Transfer Travel

Nationwide Balance Transfer Low Fee Credit Card

  • Access to exclusive deals with Simply Rewards
  • Commission-free allowance abroad
  • Manage your account online and via the mobile app
more info
17.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.65%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have a Nationwide currect account
  • have an income of £5,000 or more
  • no balance transfers from Nationwide credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Nationwide Credit Card Purchase Visa

2015 award winner
0% Purchase Travel

Nationwide Credit Card Purchase Visa

  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
  • Manage your account online and via the mobile app
more info
17.9% APR
Representative (variable)
15
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Nationwide Select Low Balance Transfer Fee Visa Credit Card

2015 award winner
reduced fee offer 0% Balance Transfer 0% Purchase Cashback

Nationwide Select Low Balance Transfer Fee Visa Credit Card

  • Nationwide current account customers only
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
more info
15.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.55%
Transfer fee
15
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • be a Nationwide current account customer
  • have an income of £5,000 or more
  • no balance transfers from Nationwide credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).

Post Office Platinum MasterCard

0% Balance Transfer Travel No Annual Fee

Post Office Platinum MasterCard

  • No foreign transaction fees
  • No cash advance fee when you purchase Post Office Travel Money
  • 2.98% initial balance transfer fee refunded in the first 90 days
more info
17.8% APR
Representative (variable)
18
 months
0% interest on transfers
0.0%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.8% (variable) per annum, your representative APR is 17.8% APR (variable).

Nationwide Select Credit Card

2015 award winner
0% Balance Transfer 0% Purchase Cashback Travel

Nationwide Select Credit Card

  • Nationwide current account customers only
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
more info
15.9% APR
Representative (variable)
26
 months
0% interest on transfers
2.4%
Transfer fee
15
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £5,000 or more
  • be an existing Nationwide current account customer
  • no balance transfers from Nationwide credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).

Ocean Credit Card MasterCard

Bad Credit Credit Building

Ocean Credit Card MasterCard

  • Manage your account online and with your phone
  • Apply and get a response in 60 seconds
  • Suitable for people looking to rebuild their credit profile
more info
34.9% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • be on the electoral roll
  • be able to show some history of managing credit

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).

RBS Cashback Plus Credit Card MasterCard

limited offer Cashback

RBS Cashback Plus Credit Card MasterCard

  • OFFER - 10% cashback on UK restaurants/bars spending (April 1st - September 30th)
  • 1% cashback on supermarket shopping and from selected retailers
  • 0.5% cashback on all other purchases; additional 1% if you use contactless until 30th September 2015
more info
17.4% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 12.9% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable).

RBS Clear Rate Platinum Credit Card MasterCard

Low APR

RBS Clear Rate Platinum Credit Card MasterCard

  • 6.9% interest rate for both balance transfers and purchases
  • No balance transfer fees
  • £24 annual fee
more info
11.1% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £10,000 or more

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.7% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable).

Sainsbury's Bank Nectar Balance Transfer Credit Card

2015 award winner
0% Balance Transfer Reward No Annual Fee

Sainsbury's Bank Nectar Balance Transfer Credit Card

  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • 2.89% transfer fee (first three months), 3% thereafter
more info
18.9% APR
Representative (variable)
34
 months
0% interest on transfers
2.89%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Sainsbury's Bank Nectar Low Rate Credit Card

2015 award winner
Reward Low APR

Sainsbury's Bank Nectar Low Rate Credit Card

  • 9.9% rate with no monthly or annual fee
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • 1 Nectar point for every £5 spent elsewhere
more info
9.9% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 9.93% (variable) per annum, your representative APR is 9.9% APR (variable).

Santander Credit Card

0% Balance Transfer 0% Purchase

Santander Credit Card

  • No annual fee
  • 56 days interest-free on purchases after the 0% period expires provided balance is paid in full and on time each month
more info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.0%
Transfer fee
15
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Santander 123 Credit Card MasterCard

0% Purchase Cashback 0% Balance Transfer

Santander 123 Credit Card MasterCard

  • First year fee-free if you have or open a 123 Current Account. Otherwise £24 annual fee
  • Up to 3% cashback available
more info
16.5% APR
Representative (variable)
23
 months
0% interest on transfers
0.0%
Transfer fee
23
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No transfers from Santander

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 12.7% (variable) per annum, with a £24 annual fee, your representative APR is 16.5% APR (variable).

The Starwood Preferred Guest® Credit Card from American Express

2015 award winner
Reward Travel Airline Instant Decision Premium Credit Cards

The Starwood Preferred Guest® Credit Card from American Express

  • 1 Starpoint per £1 spent. 10000 point bonus for £1,000 spend in first three months
  • Redeem points on flights and luxury hotels
more info
36.2% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your representative APR is 36.2% APR (variable).

No Balance Transfer Fee Tesco Clubcard Credit Card

2015 award winner
0% Balance Transfer Reward Instant Decision

No Balance Transfer Fee Tesco Clubcard Credit Card

  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
19
 months
0% interest on transfers
0.0%
Transfer fee
1
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank Purchase credit card with 1000 points

2015 award winner
0% Purchase Reward

Tesco Bank Purchase credit card with 1000 points

  • 1000 Clubcard points if you make a purchase or transfer a balance within two months of account opening
more info
18.9% APR
Representative (variable)
3
 months
0% interest on transfers
2.9%
Transfer fee
17
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank 21 Month Purchase Clubcard Credit Card

2015 award winner
0% Purchase Reward No Annual Fee

Tesco Bank 21 Month Purchase Clubcard Credit Card

  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
3
 months
0% interest on transfers
2.9%
Transfer fee
21
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank Clubcard Credit Card for 28m Balance Transfer

2015 award winner
0% Balance Transfer Reward

Tesco Bank Clubcard Credit Card for 28m Balance Transfer

  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
1.49%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco Bank Clubcard Credit Card for 35m Balance Transfer

2015 award winner
0% Balance Transfer Reward Instant Decision

Tesco Bank Clubcard Credit Card for 35m Balance Transfer

  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
35
 months
0% interest on transfers
2.7%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).

TSB Platinum 20 month Purchase and BT MasterCard

new release 0% Balance Transfer 0% Purchase No Annual Fee

TSB Platinum 20 month Purchase and BT MasterCard

  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
more info
18.9% APR
Representative (variable)
20
 months
0% interest on transfers
2.95%
Transfer fee
20
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

TSB Online Platinum 28 Month BT MasterCard

0% Balance Transfer

TSB Online Platinum 28 Month BT MasterCard

  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
3.0%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

TSB Advance MasterCard

Low APR

TSB Advance MasterCard

  • 12 months 4.9% on balance transfers (3% fee)
  • Manage your credit card and current account together
more info
11.9% APR
Representative (variable)
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 11.95% (variable) per annum, your representative APR is 11.9% APR (variable).

TSB Premier Avios Amex/MasterCard

Reward Travel Airline Premium Credit Cards

TSB Premier Avios Amex/MasterCard

  • Up to 1.25 Avios points per £1 spent (double when spending abroad)
  • Companion ticket when you spend £15,000 in one year
  • 1500 bonus Avios per £1,000 transferred from a single provider
more info
23.7% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 13.95% (variable) per annum, with a £50 monthly fee, your representative APR is 23.7% APR (variable).

TSB Avios Amex/MasterCard

Reward Travel Airline Premium Credit Cards

TSB Avios Amex/MasterCard

  • Up to 1 Avios point for every £1 spent
  • Double Avios points when spending abroad
  • 1,500 bonus Avios per £1,000 transferred from a single provider
more info
17.9% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).

Vanquis Bank Visa Credit Card

Bad Credit

Vanquis Bank Visa Credit Card

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help rebuild a poor credit rating
more info
39.9% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 39.94% (variable) per annum, your representative APR is 39.9% APR (variable).

Vanquis Bank Aquis Visa Credit Card

Bad Credit Credit Building No Annual Fee

Vanquis Bank Aquis Visa Credit Card

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help build your credit rating
more info
29.8% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).

Black Diamond Credit Card by Vanquis

Bad Credit No Annual Fee

Black Diamond Credit Card by Vanquis

  • Credit limit increase possible after fifth statement, further increases every five months, up to £3,500
  • Designed to help build your credit rating
  • Up to 56 days interest free credit on purchases
more info
59.9% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £250 at a rate of 59.94% (variable) per annum, your representative APR is 59.9% APR (variable).

American Express Platinum Cashback Everyday Credit Card

2015 award winner
Reward Cashback No Annual Fee

American Express Platinum Cashback Everyday Credit Card

  • 5% cashback in your first three months (up to £100)
  • Up to 1.25% cashback thereafter
more info
22.9% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).

American Express Platinum Cashback Credit Card

2015 award winner
Reward Cashback Premium Credit Cards

American Express Platinum Cashback Credit Card

  • 5% cashback on up to £2,500 in the first 3 months of Cardmembership
  • Bonus 2.5% cashback if you spend more than £10,001 in a year
  • £25 annual fee
more info
28.2% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, with a £25 annual fee, your representative APR is 28.2% APR (variable).

Lloyds Bank Classic MasterCard

Credit Building

Lloyds Bank Classic MasterCard

  • Minimum credit limit of £500 if accepted
  • 25.9% rate if accepted
  • No annual fee
more info
25.9% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a regular income
  • not currently be declared bankrupt
  • have no Country Court Judgements
  • not be subject to an Individual Voluntary Agreement

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 25.95% (variable) per annum, your representative APR is 25.9% APR (variable).

NatWest Clear Rate Platinum Credit Card MasterCard

Low APR

NatWest Clear Rate Platinum Credit Card MasterCard

  • 6.9% flat rate for balance transfers and purchases
  • No balance transfer fees or 0% introductory periods that end
  • £24 annual fee
more info
11.1% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable).

NatWest Cashback Plus Credit Card

limited offer Cashback Reward Premium Credit Cards

NatWest Cashback Plus Credit Card

  • OFFER - 10% cashback on UK restaurants/bars spending (April 1st - September 30th)
  • 1% cashback on supermarket shopping and from selected retailers
  • 0.5% cashback on other purchases plus 1% if you use contactless
more info
17.4% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 12.9% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable).

American Express Nectar Credit Card

2015 award winner
Reward Instant Decision

American Express Nectar Credit Card

  • 20,000 Nectar points (worth £100) welcome offer to spend with Nectar partners
  • Up to 4 points per £1 with Nectar partners, 2 points per £1 spent elsewhere
  • First year of card membership with £0 annual fee £25 thereafter (T&Cs apply)
more info
25.0% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £25 monthly fee, your representative APR is 25.0% APR (variable).

Platinum Low Rate Credit Card

Low APR

Platinum Low Rate Credit Card

  • 0% balance transfer fee within the first 90 days of account opening, 3% thereafter
  • Low representative rate of 6.4%
more info
6.4% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).

American Express Preferred Rewards Gold Credit Card

2015 award winner
Reward Travel Airline Premium Credit Cards

American Express Preferred Rewards Gold Credit Card

  • 20,000 bonus Membership Rewards points when you spend £2,000 in your first three months
  • 1 points for virtually every £1 spent and 1 additional point for every £1 spent directly with airlines
  • No annual fee in the first year
more info
To get this card you must at least:
  • be 18 or older
  • have a current UK bank or building society account
  • be a permanent UK resident
  • have an income of £20,000 or more
  • have no history of bad debt

Additional criteria for acceptance from the lender may apply.

Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £140 applies.

aqua Start Credit Card

Bad Credit Credit Building

aqua Start Credit Card

  • Text reminders to help you stay in control
  • Designed to help build your credit rating
  • Unlimited access to your credit report
more info
49.9% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £300 at a rate of 49.9% (variable) per annum, your representative APR is 49.9% APR (variable).

Barclaycard Platinum 24 Month Low Fee Balance Transfer Credit Card

reduced fee offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 24 Month Low Fee Balance Transfer Credit Card

  • 0% interest on balance transfer for 24 months from account opening
  • 2% balance transfer fee reduced to 0.99% by a refund (terms apply)
  • 0% interest on purchases for six months from account opening
more info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
0.99%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £20,000 or more
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Barclaycard Hilton HHonors Platinum Credit Card

0% Balance Transfer Reward No Annual Fee

Barclaycard Hilton HHonors Platinum Credit Card

  • 2500 points for first 4 Hilton hotel stays (terms apply)
  • Three points for every £1 spent at Hilton hotels
  • Two points for £1 spent elsewhere
  • Spend £750 in first 90 days get free hotel stay (terms apply)
  • 0% on balance transfers for 15 months (2.99% fee applies)
more info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
2.99%
Transfer fee
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

TSB Online Platinum 12 Month BT MasterCard

0% Balance Transfer

TSB Online Platinum 12 Month BT MasterCard

  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
  • Overseas Emergency assistance.
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
0.25%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have no County Court Judgements

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Atlantic Black Credit Card Account

Airline Money Transfer Reward Travel Premium Credit Cards

Virgin Atlantic Black Credit Card Account

  • 18,500 miles with first purchase made in first 90 days
  • 0% on balance and money transfers for up to six months
more info
52.0% APR
Representative (variable)
6
 months
0% interest on transfers
2.0%
Transfer fee
To get this card you must at least:
  • be 18 or older
  • be a UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, with a £140 annual fee, your representative APR is 52.0% APR (variable).

Virgin Atlantic White Credit Card Account

Reward Airline Money Transfer No Annual Fee Travel Premium Credit Cards

Virgin Atlantic White Credit Card Account

  • 3,000 miles with first card purchase made in first 90 days
  • 0% on balance and money transfers for up to six months
more info
17.9% APR
Representative (variable)
6
 months
0% interest on transfers
2.0%
Transfer fee
To get this card you must at least:
  • be 18 or older
  • be a UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Barclaycard Low Rate Platinum Credit Card

Low APR No Annual Fee

Barclaycard Low Rate Platinum Credit Card

  • Low interest on purchases and balance transfers
  • No annual fee
more info
11.9% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 11.9% (variable) per annum, your representative APR is 11.9% APR (variable).

Post Office Matched Credit Card

0% Balance Transfer 0% Purchase No Annual Fee

Post Office Matched Credit Card

  • Add up to three additional cardholders for free
  • No cash advance fee when you purchase Post Office Travel Money
more info
18.9% APR
Representative (variable)
16
 months
0% interest on transfers
2.98%
Transfer fee
25
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a current bank or building society account
  • not be an existing Post Office cardholder
  • have an annual income over £8,000 (excl. unemployment benefits)
  • have no outstanding County Court Judgements (CCJs)
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Clydesdale Bank Gold MasterCard

new release 0% Balance Transfer 0% Purchase No Annual Fee

Clydesdale Bank Gold MasterCard

  • Contactless payments under £20
  • MasterCard SecureCode for safer online shopping
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
3.0%
Transfer fee
26
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Yorkshire Bank Gold MasterCard

new release 0% Purchase No Annual Fee 0% Balance Transfer

Yorkshire Bank Gold MasterCard

  • Contactless payments under £20
  • MasterCard SecureCode for safer online shopping
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
3.0%
Transfer fee
26
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Sainsburys Nectar Purchase Credit Card

2015 award winner
0% Balance Transfer 0% Purchase Reward

Sainsburys Nectar Purchase Credit Card

  • Collect 2 points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • No cash advance fee on Sainsbury’s Travel Money purchases
more info
18.9% APR
Representative (variable)
19
 months
0% interest on transfers
3.0%
Transfer fee
19
 months
0% interest on purchases
To get this card you must at least:
  • have a permanent UK address
  • be over 18 years of age
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

The Platinum Credit Card

2015 award winner
Reward Travel Airline Premium Credit Cards

The Platinum Credit Card

  • Receive 30,000 Membership Rewards® points when you spend £2,000 in the first three months 
  • 1 Membership Reward point for virtually every £1 spent
  • Platinum Travel and Concierge Service, unlimited access to over 700 airport lounges
more info
To get this card you must at least:
  • be 18 or older
  • have a current UK bank or building society account
  • be a permanent UK resident
  • have an income of £20,000 or more
  • have no history of bad debt

Additional criteria for acceptance from the lender may apply.

Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £450 applies.

Tesco 12 month No Balance Transfer Fee Clubcard Credit Card

2015 award winner
new release 0% Balance Transfer 0% Purchase Reward

Tesco 12 month No Balance Transfer Fee Clubcard Credit Card

  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
0.0%
Transfer fee
12
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Fluid 36 Month Balance Transfer Credit Card

new release 0% Balance Transfer Money Transfer No Annual Fee

Fluid 36 Month Balance Transfer Credit Card

  • Eligibility check without affecting your credit rating
  • Contactless payments
  • 20 month 0% on money transfers in first 60 days (4% transfer fee)
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
2.79%
Transfer fee
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit history
  • no balance transfers from Fluid Money or MBNA credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Tesco 33 month Balance Transfer Clubcard Credit Card

2015 award winner
new release 0% Balance Transfer Reward No Annual Fee

Tesco 33 month Balance Transfer Clubcard Credit Card

  • Online application decision in 60 seconds
more info
18.9% APR
Representative (variable)
33
 months
0% interest on transfers
2.5%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Luma Purchase Credit Card

new release Credit Building No Annual Fee

Luma Purchase Credit Card

  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
more info
35.9% APR
Representative (variable)
3
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable).

Barclaycard 28 Month Balance Transfer Visa Credit Card

new release 0% Balance Transfer No Annual Fee

Barclaycard 28 Month Balance Transfer Visa Credit Card

  • Pay 1.35% transfer fee for 28 months 0% on balance transfer
  • Online account management as standard
more info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
1.3%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £20,000 or more
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

marbles classic 24.8% credit card

new release Credit Building

marbles classic 24.8% credit card

  • FastCheck your eligibility with instant response
  • Credit limit review after three months
  • UK-based customer helpline
more info
24.84% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 24.84% (variable) per annum, your representative APR is 24.84% APR (variable).

marbles classic 29.7% credit card

new release Bad Credit

marbles classic 29.7% credit card

  • FastCheck your eligibility with instant response
  • Credit limit review after three months
  • UK-based customer helpline
more info
29.7% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 29.75% (variable) per annum, your representative APR is 29.7% APR (variable).

Virgin 36 Month Balance Transfer Credit Card

Featured card 0% Balance Transfer Money Transfer Instant Decision No Annual Fee

Virgin 36 Month Balance Transfer Credit Card

  • Three years 0% on balance and money transfers
  • 2.5% balance transfer fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
36
 months
0% interest on transfers
2.5%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin 34 Month Balance Transfer Card

0% Balance Transfer Money Transfer Instant Decision

Virgin 34 Month Balance Transfer Card

  • 34 months 0% on balance and money transfers
  • 2.25% balance transfer fee in the first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
34
 months
0% interest on transfers
2.25%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Low Fee Balance Transfer Credit Card

0% Balance Transfer Money Transfer No Annual Fee

Virgin Low Fee Balance Transfer Credit Card

  • 26 months 0% on balance and money transfers
  • 1.25% balance transfer fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
26
 months
0% interest on transfers
1.25%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Low Rate Credit Card

Low APR Instant Decision No Annual Fee

Virgin Low Rate Credit Card

  • No handling fees for balance and money transfers in first 60 days
  • 7.67% on balance and money transfers made within first 60 days
more info
7.9% APR
Representative (variable)
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 7.9% (variable) per annum, your representative APR is 7.9% APR (variable).

Virgin 32 Month Balance Transfer Credit Card

0% Balance Transfer Money Transfer No Annual Fee

Virgin 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance and money transfers
  • 1.5% balance transfer fee for transfers in first 60 days, 5% thereafter
  • 3 months 0% on purchases
more info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
1.5%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin All Round Credit Card

0% Balance Transfer 0% Purchase Money Transfer Instant Decision No Annual Fee

Virgin All Round Credit Card

  • Two years 0% on balance transfers, money transfer and purchases
  • 1.9% money transfers fee in first 60 days, 5% thereafter
  • 1% balance transfers fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
1.0%
Transfer fee
24
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Fluid Everyday Credit Card

new release 0% Balance Transfer 0% Purchase Money Transfer No Annual Fee

Fluid Everyday Credit Card

  • 1.55% balance transfer fee in first 60 days, 5% thereafter
  • 4% money transfer fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
20
 months
0% interest on transfers
1.55%
Transfer fee
20
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit history
  • no balance transfers from Fluid Money or MBNA credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin Low Fee 18 Month Balance Transfer Credit Card

0% Balance Transfer Money Transfer Instant Decision No Annual Fee

Virgin Low Fee 18 Month Balance Transfer Credit Card

  • 18 months 0% on balance and money transfers
  • 0.75% balance transfer fee in first 60 days, 5% thereafter
more info
18.9% APR
Representative (variable)
18
 months
0% interest on transfers
0.75%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Halifax 18 Months Balance Transfer Credit Card

0% Balance Transfer No Annual Fee

Halifax 18 Months Balance Transfer Credit Card

  • 0% transfer fee for transfers in first 90 days, 3% fee thereafter
  • Manage your card online using Internet Banking and Mobile Banking
more info
18.9% APR
Representative (variable)
18
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Halifax Low Rate Credit Card

Low APR No Annual Fee

Halifax Low Rate Credit Card

  • One simple low rate for both balance transfers and purchases
  • 0% balance transfer fee for first 90 days, 3% fee thereafter
more info
6.4% APR
Representative (variable)
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).

Bank of Scotland Platinum 16 Months Balance Transfer Card

0% Balance Transfer 0% Purchase No Annual Fee

Bank of Scotland Platinum 16 Months Balance Transfer Card

  • 0% fee on balance transfers within the first 90 days, 3% thereafter
  • Manage your card online using internet and mobile banking
more info
18.9% APR
Representative (variable)
16
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland 19 Month Balance Transfer

0% Balance Transfer 0% Purchase No Annual Fee

Bank of Scotland 19 Month Balance Transfer

  • 1% fee applies on each balance transfer made in the first 90 days, 3% thereafter
  • Manage your card online using Internet Banking and Mobile Banking
more info
18.9% APR
Representative (variable)
19
 months
0% interest on transfers
1.0%
Transfer fee
19
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Lloyds 16 Month Balance Transfer Credit Card

0% Balance Transfer 0% Purchase No Annual Fee

Lloyds 16 Month Balance Transfer Credit Card

  • 0% fee on balances transferred within 90 days of account opening, 3% thereafter
  • Over 12 months with no annual fee
more info
18.9% APR
Representative (variable)
16
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

Halifax All in One Credit Card

0% Balance Transfer 0% Purchase No Annual Fee

Halifax All in One Credit Card

  • 0.8% balance transfer fee for first 90 days, 3% fee thereafter
  • Manage your card with online and mobile banking
more info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
0.8%
Transfer fee
24
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

IHG® Rewards Club Premium Visa®

Reward

IHG® Rewards Club Premium Visa®

  • 20,000 IHG® Rewards Club bonus points with your first purchase within 90 days of account opening
  • Guaranteed IHG® Rewards Club Platinum Elite status with the life of the card
more info
42.2% APR
Representative (variable)
15
 months
0% interest on transfers
2.99%
Transfer fee
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £99 monthly fee, your representative APR is 42.2% APR (variable).

Bank of Scotland 32 Month Balance Transfer Credit Card

0% Balance Transfer No Annual Fee

Bank of Scotland 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance transfers made in first 90 days
  • 3% balance transfer fee will be reduced to 1.54% by a refund (terms apply)
  • Six months 0% on purchases
more info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
1.54%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).

Lloyds 32 Month Balance Transfer Credit Card

new release 0% Balance Transfer No Annual Fee

Lloyds 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance transfers made in first 90 days
  • 3% balance transfer fee will be reduced to 1.54% by a refund (terms apply)
  • Six months 0% on purchases
more info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
1.54%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable).

AA Dual Credit Card

new release 0% Balance Transfer 0% Purchase

AA Dual Credit Card

  • 20 months 0% on purchases and balance transfers
  • 40% discount on AA European Breakdown Cover (Ts & Cs apply)
  • Add up to three additional cardholders
more info
19.9% APR
Representative (variable)
20
 months
0% interest on transfers
2.98%
Transfer fee
20
 months
0% interest on purchases
To get this card you must at least:
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).

Barclaycard Platinum 15 Month Balance Transfer

new release reduced fee offer 0% Balance Transfer No Annual Fee

Barclaycard Platinum 15 Month Balance Transfer

  • 0% interest on balance transfer for 15 months from account opening
  • 2.5% balance transfer fee reduced to 0.15% by a refund (terms apply)
  • 0% interest on purchases for six months from account opening
more info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.15%
Transfer fee
6
 months
0% interest on purchases
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have an income of 20,000 or more
  • have a good credit rating
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Virgin 40 Month Balance Transfer Credit Card

most popular limited offer 0% Balance Transfer 0% Purchase Money Transfer

Virgin 40 Month Balance Transfer Credit Card

  • Limited offer available until 9 September 2015
  • 0% for 40 months on balance transfers (2.99% transfer fee)
  • 0% for 40 months on money transfers (4% transfer fee)
  • 0% for 3 months on purchases
more info
18.9% APR
Representative (variable)
40
 months
0% interest on transfers
2.99%
Transfer fee
3
 months
0% interest on purchases
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Capital One Balance Transfer Card

0% Balance Transfer Bad Credit Credit Building Instant Decision No Annual Fee

Capital One Balance Transfer Card

  • 0% interest on balance transfers for 6 months, with a balance transfer fee of 3%
  • Credit limit of £200 to £1,500
  • Online response in 60 seconds
more info
34.9% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
To get this card you must at least:
  • be 18 or older
  • not been declared bankrupt in the last 12 months
  • not had any CCJs or defaults in the last 12 months
  • no transfers from Capital One

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

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Frequently asked questions

Whether you’re looking for a cashback, reward, 0% on purchases or balance transfer credit card, finding a great credit card deal with uSwitch is simple. You can also compare credit cards to use abroad, cards with low APRs, and the top credit card deals for people with a bad credit history. Use our tabs to pick a type of card and scroll our comparison tables to see the best credit card deals.

What is a credit card?

Credit cards are a way of borrowing money to pay for bills, goods, or services. Once you’ve reached a pre-approved credit limit - known as ‘maxing out’ your credit card - you won’t be able to spend any more on the card until you’ve paid off some of the debt.

At the end of every month you pay off at least the minimum amount of what you owe on the card - if you don’t, you’ll soon begin to pay interest on what you’ve borrowed.

Compare credit cards

You normally apply for a credit card online or in-branch at a bank or building society. However, lots of supermarkets, such as Sainsbury’s and Tesco, and other specialist providers, like Capital One, also offer cards.

From the traditional high street banks to the major supermarket providers, our credit card comparison tables include all the big names to help you find great credit card deals.

Types of credit card in the UK

Credit cards come in a variety of different forms - some cards are better for new purchases or getting cashback on your spending, while others are better for transferring existing debt. We compare the following types of credit card:

Credit card comparison

Credit card comparison tools can help you identify the best credit cards in the UK but it all comes down to your circumstances and what works for you. That means, finding the best 0% credit cards or the best high income credit cards on the market is not as straightforward as it seems. Compare the market’s credit cards and get the right credit card deals for you. You can use our credit card comparison tables above to see our most popular credit card offers.

What does 'most popular' mean?

Cards on the most popular table are ranked by the number of clicks they get on the site in the past 48 hours.

The most clicked on cards are at the top, the least at the bottom. This reflects how popular they are with visitors to uSwitch.com. Consequently this is a good table to look at if you’re interested in seeing which cards most people think are worth getting.