Prepaid Credit Cards
More and more people are opting for prepaid cards. Free prepaid credit cards offer the convenience of a credit card, but there's no way you can overspend.
Prepaid cards are a useful alternative to credit cards and some can even help you to improve your credit score. They offer the convenience of a credit card but instead of borrowing money, you top the card up with cash and spend that instead. That way, there's no way you can overspend or get into debt. See our range of prepaid cards below or find out more about prepaid cards.
You can also get a prepaid card for travel, too. They often have much lower fees than a credit card and are a safe and convenient way to pay while you're abroad.
Rebuild your credit rating with Vanquis
- Vanquis Bank Visa Credit card
- Easy to manage credit limit
- Up to £1,000
- Choose your own card design
- 39.9% representative APR (variable)
Representative Example: When you spend £1,200 at a rate of 39.94% (variable) per annum, your Representative APR is 39.9% APR (variable).
(This is an advertisement)
Compare cards
-
Escape Travel Money MasterCard Escape
- Cost of card £9.99 which is paid back if you load £100 or more in the first 90 day
features
- Free international ATM withdrawals
- Free to load cash at all phones4u stores
- Free to make purchases worldwide
charges
- Currency conversion: Escape's own determined rate
-
features
- No bank account needed
- No credit check
- Discounts at Virgin companies
- Easy and secure online shopping
charges
- £1.50 fee for ATM withdrawals
- 2.95% fee on overseas transactions
- £1.50 fee for ATM withdrawals overseas
-
features
- Free card
- No commission
- Mastercard - supported worldwide
charges
- ATM Fee: EU €1.25 or $1.50
- FX Rate: MyTravelCash own rate
-
features
- No fee for spending abroad
- Top up online or over the phone
- Pin and signature protected
- Supported by Global Emergency Assistance available 24/7
charges
- ATM Fee: UK £2.50, USA $4.50, EU €3.75, International $4.50
- Currency conversion: Travelex's own rate determined daily
-
features
- Apply through uSwitch and get a FREE card normally worth £9.95 (minimum load $20).
charges
- ATM Fee: FX Fee: $2.00
- FX Rate: $1.5750
-
features
- Contactless technology
- No credit checks
- Earn Orange cash rewards with each spend
charges
- Free to load in Orange shops
- Free to load by bank transfer/debit card
- Load elsewhere £1.50 per load
- ATM withdrawal 2.95%
-
features
- Free to top-up at phones4u and from your handset
- For teenagers aged 13 and over
- Earn up to 20% cashback for selected online shops
charges
- ATM Fee: £0.99 in the UK, £2 abroad
- Purchase Fee: Free in the UK
-
features
- No bank account needed
- No credit check
- Discounts at Virgin companies
- Easy and secure online shopping
charges
- 2.95% fee for ATM withdrawals
- 3.5% fee on overseas transactions
- 3.5% fee for ATM withdrawals overseas
-
features
- No purchase transaction fee
- No monthly management fee
- No load fee for bank transfer
- No card replacement fee
charges
- £1.75 ATM withdrawal fee
- £2.25 ATM international withdrawal fee
- 2.75% foreign exchange fee
- 1.95% load fee from Visa/Mastercard/Maestro
-
CashPlus Prepaid Gold Mastercard CashPlus
- Cost of card Free when you top up £20 with Credit Builder
- Monthly Fee £4.95
features
- Exclusive through uSwitch.com
- Earn up to 27% cashback
- No UK purchase fee
- Guaranteed Approval
- No credit checks
- Improve your Credit Rating by up to 40%
charges
- £2.00 ATM withdrawal fee
- £3.00 ATM non-UK withdrawal fee
- £10.00 Bank withdrawal fee
- 2.99% foreign transaction fee
- £4.95 additional or new card fee
-
features
- Get a FREE FairFX Prepaid Mastercard (worth £9.95). You must put a minimum load of €10
charges
- ATM Fee: €1.50
- FX Rate: €1.50
-
features
- Available in Dollars and Euro's
- No commission fees
- Visa - supported worldwide
charges
- 3.5% fee for transactions not in your card currency
- ATM withdrawals in your cards currency; $2 or €4
- ATM withdrawals not in your cards currency; $1.50 plus 3.5% or €2 plus 3.5%
- 2.5% charge for topping up your card by credit card
-
features
- No booking fee's with Ryan Air
- No bank account required
- Pay wages to your card
- Mobile banking
charges
- 3% Paypoint load fee
- ATM fee1.5% UK, £2 International
- Transaction fee £0.66 UK, £1 International
- Free payment protection insurance for 3 months then £1.49 per month
-
features
- No credit checks
- One to one account manager and secure internet banking
- A specific bank account for you
charges
- ATM Fee: £1 in the UK, 2.75%+ International
- Purchase Fee: Free
-
features
- No booking fee's with Ryan Air
- Free credit booster
- No bank account required
- Pay wages to your card
- Mobile banking
charges
- £4.45 monthly fee
- £1 international transactions fee
- ATM fee £0.99 UK, £2 International
- Free payment protection for 3 months then £0.99 per month
-
features
- An accompanying bank account with direct debits
- No charge for bounced direct debits
- Never be overdrawn
- No credit checks necessary
- Pay cash into your account at Payzone outlets
- Member of the FSA Compensation scheme
charges
- £5 for additional card
- £0.50 ATM Withdrawal
- 2.75% per overseas transaction
- £2.25 per overseas ATM Withdrawal
- £25 Account setup fee - first months fee inclusive.
-
features
- 100% Acceptance
- Free purchase protection insurance
- Budgeting tools
- No credit check
charges
- No charge for purchases
-
features
- Free to top up at phones4u
- Top up from your PAYG mobile
- Earn up to 20% cashback from shopping online
- If you load £100 or more in the first 90 days receive £5 back
charges
- ATM Fee: £0.99 UK, £2 International
- Purchase Fee: Free in the UK
-
features
- Personalised card
- No credit check
- Budgeting tools
charges
- 2.5% charge on purchases
-
features
- perfect if you are looking for a solution to safely manage, control and spend your money abroad, available in three different currencies (€, $ £)
charges
- 2.95% (min £0.50 max £1.50) in UK and Free with Euro and Dollar cards
-
features
- perfect option if you are looking for an easy solution to budget or a great alternative to a bank account or credit card
charges
- £4.99 per month
- £0.50 ATM fee
-
features
- perfect option for those everyday purchases, or to use as a tool to help you manage your money
charges
- £0.99 or 1.50% ATM fee
- £0.50 or 2.95% transaction fee
