Compare current accounts

The contactless debit card is great if you're in a hurry, allowing you to make fast and secure payments for anything priced £15 or less.

The option to dip into a reserve fund if you go over your overdraft is good, but don't stay long - you’ll incur a fee of £22 for every five working days you use it.

If you're likely to slip into the red at the end of each month, this account could be a good choice - just make sure you're able to pay in at least £800 a month.

The Co-operative Bank is also a good option if you want to know your money is being invested ethically.

The more you pay in monthly bills, the more the 123 account will pay you in cashback, making it suitable for those with high income and expenses.

The £2 monthly fee will reduce what you receive in cashback, though the account does offer an attractive rate of 3% on balances over £3,000.

This account offers handy European travel insurance and discounted home insurance or personal loans deals - not bad considering there's no monthly fee.

If you're able to pay in at least £750 a month, the Nationwide account could be worth a look.

The mobile phone and gadget insurance could come in handy, though you may be able to get cover for less than the annual cost of the account.

The Current Account Plus also offers extended warranty cover for domestic appliances.

You need to be able to pay in at least £1,000 a month to receive the £5 monthly cashback, which could net you £60 over a year.

Be sure to arrange an overdraft - using an unplanned one will cost you £5 a day in fees.

You can receive a £100 interest-free buffer if you go overdrawn, but if you need to borrow more the authorised overdraft rate is high at 19.89%.

Santander's most standard current account offers a handy fee-free overdraft for the first four months, after which a £1 per day fee capped at 20 days per monthly statement period applies.

With no credit checks or bounced payment charges, this account could be ideal if you’re struggling to keep on top of your finances.

However, you do have to pay a monthly fee of £12.50 and there is a £1 charge every time you withdraw cash from an ATM.

The only prepaid account that earns you cash rewards of up to 4% when you make purchases in one of over 35 major high street retailers.

The emergency cash option is useful if you're prone to losing your debit card, allowing you to withdraw up to £300 from any RBS, NatWest or Ulster Bank cash machine if you have enough money in your account.