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Bad credit

If you’ve had problems getting credit in the past or no credit history at all, these accounts – also known as prepaid accounts – could be your best option.

Most popular Overdraft Interest rate (AER)

Bank Account

  • Account details available in minutes
  • £9.95 per month or 2.5% Pay As You Go
  • No credit check & credit building facility through Creditbuilder
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%

Card One Banking Prepaid Bank Account

  • No credit checks - guaranteed acceptance
  • No bounced payment charges
  • Free text alerts
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%

Current Account

  • Guaranteed Acceptance Current Account – No Credit Checks
  • Cash-back rewards & VISA Prepaid card
  • Pay in at Post Office & PayPoint
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%

Prepaid Bank Account

  • Cash rewards at leading retailers
  • No credit checks
  • No charges for bounced direct debits
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.