Bad credit

If you’ve had problems getting credit in the past or no credit history at all, these accounts – also known as prepaid accounts – could be your best option.

Most popular Overdraft rate (EAR) Interest rate (AER)

Ffrees Family Account

  • Current Account - free to join and no monthly fee
  • Easy application, instant acceptance with no credit checks
  • Ffrees Current Account Holders can earn £500 each year when shopping with Ffrees Retailers
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%
(variable)

Ffrees Account Plus

  • Free to join Current Account with free Visa Debit Card
  • Small monthly fee of £2.50 gives you 12% extra Ffrees Savings Points, meaning bigger savings
  • Ffrees Plus Current Account Holders can earn £560 each year when shopping with Ffrees Retailers
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%
(variable)

Bank Account

  • Standing order & bill payment facility
  • £9.95 per month or 2.5% Pay As You Go
  • No credit check & credit building facility through Creditbuilder
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%
(variable)

Card One Banking Prepaid Bank Account

  • No credit checks - guaranteed acceptance
  • No bounced payment charges
  • Free text alerts
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%
(variable)

Current Account

  • Guaranteed Acceptance Current Account – No Credit Checks
  • Cash-back rewards & VISA Prepaid card
  • Pay in at Post Office & PayPoint
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%
(variable)

Prepaid Bank Account

  • Cash rewards at leading retailers
  • No credit checks
  • No charges for bounced direct debits
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%
(variable)

Think Money Personal Account

  • Easy to apply, no credit checks
  • No unexpected charges or fees
  • Prepaid debit MasterCard which can be used worldwide
more info
Overdraft rate (EAR)
0%
Interest rate (AER variable)
0.0%
(variable)

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.