These budget templates, provided by debt charity Credit Action, will help you to get a better idea of the state of your finances.
They do all the calculations for you and will show you if you're spending more than you're earning, and help you to see exactly where your money goes and where you could cut down.
Your budget will also act as a financial statement, which is an essential if you are in debt and want to negotiate with your creditors or seek help getting in control of your debt. These sample letters to creditors can help with your negotiations.
Tips for filling in the budget template
Don't guesstimate - be as accurate as you can when you fill in the budget template. If you do have to guess, overestimate rather than underestimate, just to be on the safe side.
Think about who you are filling this in for - is this just for you, or for you and your partner or your whole family?
Think about ways to save as you fill it in - the budget template will highlight areas where you may be overspending - for example could you find a cheaper gas and electricity supplier, switch to a cheaper supermarket or get a credit card with a lower interest rate?
Be honest - there's no point filling in a budget template if you're not honest, although sometimes it can be tough to face up to your spending. Read this article about coping with debt for tips and advice on handling the emotional side of debt.