With over three million customer accounts and a history that dates back to 1872, the very credible Co-operative Bank boasts a huge range of competitive financial services. The Co-operative is also banker to local authorities, businesses and the retail co-operative movement. Amongst a vast number of credit card options, the Co-operative Bank also offers personal loans, insurance, current accounts and pensions.
The Co-operative Bank's reputation for innovation was demonstrated in October 1999 when they launched Smile, the first full service Internet bank in the UK.
The bank is currently the only high street bank to have an Ethical Policy, which was introduced in 1992. This governs the types of businesses the Co-operative Bank will and will not offer services to. In particular it won’t deal with businesses that have negative environmental and/or sociological impacts. This policy has resulted in losses in business-to-business revenue, but remains an admirable quality which sets them out from the competition.
Highlights of the Co-operative Bank credit cards
- Currently offers a huge range of varied credit cards with competitive rates
- Ethically led business policy since 1992
- Offers a range of charity dedicated credit cards
Things to consider about Co-operative Bank credit cards
Co-operative Bank credit cards offer competitive rates, but are perhaps not ideal for someone looking for a standard credit card with a low APR.
It’s also worth bearing in mind that the typical credit card rate advertised is the rate offered to only 66% of customers who apply. So you may not be offered the rate you see quoted by the Co-operative Bank. This is typical of the UK credit card and loans industry.
How can I compare Co-operative Bank credit cards with other UK cards?
To ensure you select a supplier that suits your requirements (and your pocket!), use our credit card comparison service. We’ll ask you a few simple questions and search hundreds of suppliers in the UK to give you a list of the most suitable for you. Once you’ve reached a decision, you can even apply online, straight away. Saving you time and money. Find out now if a Co-operative Bank credit card is the best for you.
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