Since the merger of HFC Bank and Beneficial Bank was completed in 1999, Beneficial Finance has been a trading name of HFC Bank Limited. HFC is part of HSBC Group, which – with more than 90 million customers – is one of the world’s largest banks.
Beneficial is one of the UK’s biggest issuers of affinity cards, providing over a hundred different charities, sports clubs, commercial businesses, professional bodies and trade unions with their own unique, branded credit cards. However, Beneficial also offers products under its own name, including insurance and credit cards.
Highlights of Beneficial credit cards
They offer a range of benefits including:
- Free travel accident insurance, Internet delivery insurance and purchase protection
- No annual fee
- 24-hour customer service
- Optional card and payment protection
How can I compare Beneficial credit cards with other UK cards?
Before applying for your next credit card, consider how much it’s going to cost you. These days, credit card interest rates can be as high as 30% or more, which if you carry a balance from month to month can quickly become expensive.
Our credit card comparison service is a free service that takes your answers to questions about your spending habits and financial circumstances and uses them to find the very best credit cards for you. It’s completely impartial, it tells you how much you can save with each of the cards it suggests, and in many cases you can even apply through our website. You’ve got nothing to lose, so get comparing!
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