Citi credit cards

Citi was established in 1812 in New York and traces its UK history back 100 years, although it opened its first UK branch on the Strand in London in 1995. Citigroup Inc. provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking and insurance.

Highlights of the Citi credit cards

The Citi Platinum MasterCard offers an attractive introductory deal on balance transfers and purchases, without charging an annual fee for keeping the card. It also gives a high credit limit to those with an excellent credit rating, an Internet fraud guarantee and travel accident insurance. The Citi Classic Plus Credit Card offers many of the same specifications but with fewer extra benefits.

Things to consider about Citi credit cards

All of the Citi cards available offer competitive deals, whether on introductory offers or rewards. However, Citi Credit cards carry standard APR's that should be compared with other credit cards to ensure you are getting the best deal. If you think you might build up a debt on your card, you should shop around for lower APRs. Even if you think you might take advantage of Citi credit cards’ introductory deals or AA air miles, you should shop around first to make sure you’re making the most of the choices out there.

How can I compare Citi credit cards with other UK cards?

There are hundreds of credit cards available in the UK, so before you make a decision you should take a proper look at the choices you have. Think about how you’ll use your credit card. For instance, if you think you’ll be able to pay off your card in full each month you won’t be paying interest, so you can concentrate on other benefits such as balance transfer deals or free travel insurance.

Once you know what you’re looking for, use the credit card comparison service to search for your perfect card. Just answer a few questions and the service will use your answers to pick the cards available that would suit you best. Once you’ve chosen your card, you can even apply online.

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