Marks & Spencer &MORE credit card

With a reputation for quality, Marks & Spencer now boasts a vast range of financial services too. Although Marks & Spencer has seen turbulent times with its own finances, it seems they have their eye firmly on improving yours. If you’re a regular Marks & Spencer customer who expects to usually clear their balance each month then you may consider their credit card as a serious option.

Highlights of the Marks & Spencer &MORE card

Like its competitors, Marks & Spencer’s credit card ‘&MORE’ currently offers customers incentives to join. These include receiving ‘&MORE’ points for every pound you spend on the card. Regular Marks & Spencer customers will be the ones who benefit the most from this card.

Things to consider about the Marks & Spencer &MORE card

The negative press surrounding the ‘&MORE’ card may well have spoilt consumer taste for it. This is fall-out from the media frenzy in 2003 around M&S converting their store cardholders automatically to ‘&MORE’ credit cards. The Office of Fair Trading (OFT) intervened. The OFT decided that the product was significantly different because the ‘&MORE’ card could be used to buy products in other shops, while the old style card could only be used in M&S. Although this might sound pretty bad, M&S storecard holders were actually getting a better deal with the store’s credit card, but it was the fact that no choice was being offered that attracted such negativity.

How can I compare the Marks & Spencer &MORE card with other UK cards?

If you’re a regular at your Marks & Spencer and realistically believe you’ll pay off the balance each month then this is one card seriously worth considering. However, with deals changing continuously and new offers always being announced, you should check out all the options available. You can do that right now via our free and impartial credit card comparison service. This will ask you to enter a few simple details, and then searches hundreds of cards in the UK to give you a list of the best. Once you’ve reached a decision, you can even apply for the right credit card online.

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