More Th>n credit cards

More Th>n was launched in June 2001 and now employs thousands of people around the UK. It is part of the Royal & SunAlliance Insurance Group, which is one of the world's leading multinational insurance groups, conducting business in some 130 countries, with 20 million customers around the globe. The More Th>n product range includes car, home, life, pet and travel insurance, along with More Th>n credit cards.

Highlights of More Th>n credit cards

With the More Th>n credit cards, you can personalise the features to your liking, for example you could choose a lower interest rate or higher cashback. One of the biggest advantages is that you can change the features of your card up to three times in a year. For instance, you can start off with a low interest rate if you want to make a big purchase, then once you can afford to pay your bill in full each month, you can change to a high cashback rate to earn money on your purchases.

Things to consider about More Th>n credit cards

While it is a great idea to allow customers to personalise their credit cards, the More Th>n credit card deal might not offer quite what you’re looking for. For example, in order to lower your interest rate, you must pay an annual fee, and there are other cards on the market that offer competitive rates without charging an annual fee.

How can I compare More Th>n credit cards with other UK cards?

To compare credit cards, you should first think about how you expect to use the card. For instance, if you won’t be able to pay the balance off in full each month, you should look for a card with a low APR so that you don’t waste all your money on interest payments. If you intend to pay your bills in full and on time, you should take a look at other benefits, such as travel insurance and cash back.

Use the credit card comparison service to determine which credit card would be most suitable for you. Just answer a few questions about what you want from your card, and it will search the market for the ones that best match your criteria – you might find that a More Th>n credit card is perfect for you.

Top