The Britannia Building Society prides itself on a membership scheme which rewards its customers when it makes a profit. As a mutual building society Britannia has no shareholders to take a cut of the profits. Instead, year on year, it share the profits with its customers through benefits and better deals.
Features of the Britannia Building Society Fixed Personal Loan
Personal requirements
- Minimum age: 18
- No minimum income required
Deferments and breaks
- OPTIONAL - 3 months deferred start available. The online Britannia quote is inclusive of the deferred start. If you don't want this option, you need to call 0800 096 0413.Interest is charged in the period between the start of the loan and the first payment. Your first repayment will be due in the third month after funds are issued. So if you took a loan in January, your repayments would begin in April.
Other features
- Britannia loans can be used to consolidate debt.
- Available to UK residents (excluding the Channel Islands and the Isle of Man).
- Joint applications are available.
- If you wish to use the optional courier service, an additional fee, which is currently 45 (plus a 5 levy if you request a specific delivery time), will be payable one month before your first monthly repayment. This additional fee is subject to change at any time and the up to date fee will be notified upon application. 24 hour delivery is only available if you opt for the courier service and arrange your loan by 3.30pm.
How can I compare the Britannia Fixed Personal Loan with other UK loans?
To compare all UK loan suppliers and select a loan to suit your needs (and pocket), use our free and impartial uSwitch.com loans comparison service. This will ask a few simple questions and search all loans in the UK to give you a list of the best offers available. Find out now if the Britannia Fixed Personal Loan is the best loan for you.
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