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Halifax Fixed Personal Loan |
The origins of Halifax go back to 1852 when a small group of men met in the Oak Room of the Old Cock Inn in Halifax and discussed the establishment of a permanent building and investment society. Nowadays the group is part of the Halifax Bank of Scotland Group, one of the UK's leading high street building societies.
Halifax offers a range of financial services including Halifax credit cards, loans, current accounts and savings accounts.
Features of the Halifax Fixed Personal Loan
Personal requirements
- Minimum age: 18
- No minimum income required
Deferments and breaks
- COMPULSORY - Repayments do not start until 3 months after the loan is drawn. However interest is charged in the period between the start of the loan and the first payment.
- No repayments for the first 3 months. This option is only available at the loan outset.
Other features
- Debt consolidation including paying off debts such as store and credit cards are acceptable.
- Joint applications are available.
- If you choose the optional courier service to receive your loan agreements, 90 will be payable one month before your first repayment. Funds are transferred upon receipt of your signed loan documentation. Loan funds are transferred into a Halifax Current Account within 24 hours. Transfers to other bank accounts can take up to 3 days to clear from date of transfer.
How can I compare the Halifax Fixed Personal Loan with other UK loans?
The uSwitch.com loans comparison service can help you do this quickly and easily. Simply answer a few questions such as the amount you want to borrow, and the period you’d like to borrow it over, and the service searches its comprehensive database of all UK loans to find the cheapest ones for you. Find out now if the Halifax Fixed Personal Loan is the best choice for you.
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LoansQuick Look
Typical APR
8.9% Fixed
Loan amount
£1,000-25,000
Loan term
12-84 months
Loan fee
£0.00
Early redemption charge
Yes
Payment protection insurance
Yes
Other Halifax products
Halifax credit cards
Get all the information you need on Halifax credit cards
Halifax current accounts
Get all the information you need on Halifax current accounts