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Smile Fixed Personal Loan |
In October 1999 the Co-operative Bank launched Smile, the first internet bank in the UK. Smile was innovative in the early years of the banking market, with its costs reflecting the reduced costs of internet banking.
The Co-operative bank is currently the only high street bank to have an Ethical Policy, which was introduced in 1992. This sets out the ethical standards that govern the types of businesses the bank will and will not offer services to.
Features of the Smile Fixed Personal Loan
Personal requirements
- Minimum age: 21
- No minimum income required
Deferments and breaks
- Deferments & breaks are not available with this loan.
Other features
- Debt consolidation is permitted.
- The loans are only available to UK residents (excluding the Channel Islands,Isle of Man and Northern Ireland).
- Joint applications are available.
How can I compare the Smile Fixed Personal Loan with other UK loans?
To compare all loan suppliers and select a loan that will suit your personal needs, why not use the uSwitch.com loans comparison service? It’s a free and impartial service that will compare all UK loans in order to find the right deal for you. Simply enter a few details about the amount you wish to borrow and we’ll provide you with a list of the best available loan deals. Find out now if you should apply for the Smile Fixed Personal loan.
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LoansQuick Look
Typical APR
8.9% Fixed
Loan amount
£2,000-25,000
Loan term
12-84 months
Loan fee
£0.00
Early redemption charge
Yes
Payment protection insurance
Yes
Other Smile products
Smile credit cards
Get all the information you need on Smile credit cards
Smile current accounts
Get all the information you need on Smile current accounts