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Egg Fixed Personal Loan

Egg has been around since 1998. In 2000, Egg was floated on the London Stock Exchange, and is now largely owned by Prudential plc. Egg has now established its position as the world’s largest purely online bank, with almost 3.5 million customers. It also offers the Egg credit card to customers.

Features of the Egg Fixed Personal Loan

Personal requirements

  • Minimum age: 18
  • No minimum income required

Deferments and breaks

  • Flexible rescheduling is available free of charge.
    Take repayment breaks - So long as you've made three consecutive monthly repayments, you can take a break for up to three months in any 12 month period.
    Change your monthly repayments - you can increase your repayments at any time - or call and askEgg if you want to decrease them.


Other features

  • The loan can be used to consolidate debts.
  • How long will it take to get the loan agreement? If you hold an Egg Card, you can sign your agreement online. If you don't hold an Egg Card, we will send your agreement by first class post.
    When do I get my funds? Once Egg received your completed loan agreement, they can usually arrange to send the loan funds to your account within four working days. Remember, if you're an Egg Card customer Egg can arrange for the funds to be in your bank account the next working day, when you complete your loan agreement online.
    You can choose a later date to receive the funds, as long as it isn't later than three months after the agreement date.




How can I compare the Egg Fixed Personal Loan with other UK loans?

Comparing loans is easy with the uSwitch.com loans comparison service, a free service that will do the hard work for you. All you have to do is tell it what kind of loan you want, and it will search through all the loans available in the UK to give you a list of the best deals. Whether you want a cheap, flexible, convenient or bad credit loan, our service will take your needs into account and tell you which loans you should consider.

Find the best loan for you

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Quick Look

Typical APR

13.9% Fixed

Loan amount

£1,000-25,000

Loan term

6-84 months

Loan fee

£0.00

Early redemption charge

No

Payment protection insurance

Yes

Complete Egg Fixed Personal Loan details

Egg credit cards

Get all the information you need on Egg credit cards

View Egg credit cards