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Marks & Spencer Money Personal Loan |
Marks & Spencer is one of the UK's leading retailers with over 300 stores in the UK, and serving 10 million customers a week. Marks & Spencer provides a range of financial services and products through Marks & Spencer Money (formerly Marks and Spencer Financial Services plc.), such as the Marks & Spencer More credit card, insurance, investments and savings.
Features of the Marks & Spencer Money Personal Loan (Internet)
Personal requirements
- Minimum age: 18
- No minimum income required
Deferments and breaks
- OPTIONAL -Deferred start (Repayment holiday up to 3 months) available at the loan outset. Online application includes the deferred start, if you don't want this option you need to call M&S Money to opt out. Your first repayment will be due in the 3rd month after funds are issued. So if you took a loan in November, your repayments would begin in February. Interest is charged in the period between the start of the loan and the first payment.
- There is flexible rescheduling available.
Other features
- The loans can be used to consolidate existing debt.
- A cashback refund of 25% of the interest youve paid on all personal loans repaid over 36 months or more
How can I compare the Marks & Spencer Personal Loan with other UK loans?
With dozens of loan suppliers operating in the UK, weighing up your options and deciding on the right loan offer can be hard work. The uSwitch.com loans comparison service does the searching for you, and finds the best deals that suit your individual requirements. It’s simple, free and impartial and all you have to do is provide a few brief details, such as the amount you wish to borrow and the time you’d like to repay it in. uSwitch will take care of the rest, so find out now if the Marks & Spencer Personal Loan is the best choice for you.
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LoansQuick Look
Typical APR
9.9% Fixed
Loan amount
£1,000-25,000
Loan term
12-84 months
Loan fee
£0.00
Early redemption charge
Yes
Payment protection insurance
No
Complete Marks & Spencer Money Personal Loan (Internet) details
Other Marks & Spencer Money products
Marks & Spencer Money credit cards
Get all the information you need on Marks & Spencer Money credit cards