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Black Horse Personal Finance Loan

Launched in 2000 Black Horse is the consumer brand of the Lloyds TSB Asset Finance Division, and part of the Lloyds TSB Group. Black Horse offers an extensive personal finance product range, including insurance, mortgages and loans. It also operates a network of personal finance centres across the UK, which provide point-of-sale secured loans and unsecured loans, to retail consumers.

Features of the Black Horse Personal Finance Loan

Personal requirements

  • Minimum age: 18
  • No minimum income required

Deferments and breaks

  • OPTIONAL- deferred start.Repayments will commence 90 days after the loan cheque is issued. However, interest is charged in the period between the start of the loan and the first payment.

  • Take an annual repayment holiday once a year, every year.

Other features

  • The loan can be used to consolidate debts.
  • Only available to UK residents (excluding the Channel Islands, Northern Ireland and Isle of Man).
  • Joint application is allowed.
  • There is optional courier service.

How can I compare the Black Horse Personal Finance Loan with other UK loans?

With dozens of suppliers in the marketplace, deciding on the right loan supplier can be a difficult process. The uSwitch.com loans comparison service cuts out the hard work and finds the best loan deals to suit your personal needs. It’s free and impartial and all you have to do is answer a few simple questions, such as the amount you wish to borrow and the time you’d like to repay it in. uSwitch will then search everything available, so find out now if the Black Horse Loan is suitable for you.

Find the best loan for you

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Quick Look

Typical APR

19.9% Fixed

Loan amount

£1,000-15,000

Loan term

12-60 months

Loan fee

£0.00

Early redemption charge

Yes

Payment protection insurance

No

Complete Black Horse Personal Finance Loan details