What is the ‘best loan deal’? There’s no such thing as the ‘best loan deals’ though as it depends on your circumstances.
We recommend running a comparison based on how much you want to borrow, and for how long.
We provide an impartial search of the personal loans market to find the best loans for your circumstances. You can also use our loans calculator to find a suitable loan.
How does uSwitch find the best loans?
Our loans comparison service is customised to give you an excellent idea of what the loans market currently holds.
We will compare the market for loans to give you a list of the best ones available for your circumstances. We will also show you how the interest you’ll pay changes according to your loan term.
You should also examine the small print to see if your loan includes any of the following:
- early repayment fees
- arrangement fees
- deferments and breaks from repayment
What if I cannot get a personal loan?
If you are a homeowner and want to borrow a large sum of money or have had problems with credit in the past you could consider a secured loan.
Qualifying criteria for secured loans are often more flexible than those used for personal loans. In order to lend you money, the lender will require you to use your property as security against the loan.
If you default on repaying the debt, you are at risk of losing the property.
Finding the best loans
uSwitch’s secured loans comparison service can help you find the best secured loan deals available according to your needs.
Use our tables to find the best loan for you, whether you want to borrow £1,000 or £25,000 there’s a likely to be suitable loan for you. Just make sure to shop around to get the cheapest deal on your loan.
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