![http://www.uswitch.com/mortgages/comparison/?utf8=%E2%9C%93&mortgage_search[mortgage_purpose]=buying_first_home&mortgage_search[deposit_amount]=80000&mortgage_search[mortgage_type]=fixed_5_years](http://uswitch-wp-cms-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/08/Fixed5year.jpg "Fixed 5 year mortgages")
A five year fixed rate mortgage will protect you against potential interest rate rises as your mortgage repayments will remain fixed for the length of the agreement. Use the table below to compare five year fixed rate mortgages.
If you need help at any step of the way and would prefer to speak to someone call our mortgage service which is provided by Seico Mortgages: 0800 840 6500
| Company | Loan to Value | Initial Rate | APR | Period | Details | |
|---|---|---|---|---|---|---|
 | 80% | 4.69% | 4.7% | 5 Years | Fee free Free standard valuation Remortgages also have standard legal fees paid | Proceed |
| 75% | 3.89% | 4.3% | 5 Years | Fee free Free standard valuation Remortgages also have standard legal fees paid | Proceed |
 | 60% | 3.19% | 4.3% | 5 Years | £1,495 arrangement fee Free valuation and £250 cashback | Proceed |
| 75% | 4.19% | 4.6% | 5 Years | Free free Free valuation and £250 cashback | Proceed |
 | 90% | 5.39% | 4.3% | 5 Years | Fee free | Proceed |
| 70% | 3.49% | 3.9% | 5 Years | £599 product fee | Proceed |
Why choose a five year fixed rate mortgage
Five year fixed rate mortgages often come with a higher arrangement fee than two year fixed rate deals. Despite this, they remain popular with borrowers as your monthly repayments are fixed for a five year period, which means if interest rates increase your monthly repayments will remain the same.
However, if rates drop during the five year period you will not benefit from the lower mortgage interest rates that are available. Also, if rates do rise over the five year period you could end up having a sharp increase in your monthly repayments when your five year deal ends.
