Mobile phone convictions will push premiums up

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<div class="rxbodyfield" xmlns:o="urn:www.microsoft.com/office" xmlns:st1="urn:www.microsoft.com/smarttags" xmlns:st2="urn:www.microsoft.com/smarttags2" xmlns:w="urn:www.microsoft.com/word" xmlns:x="urn:www.microsoft.com/excel"><p>Leading insurers now estimate that 10,000 drivers will be caught using their mobile phones while on the move this year pushing more motorists into the non-standard car insurance bracket which in turn will prompt a rise in insurance premiums.</p><p>Paul O&#39;Gorman, from independent insurance broker Quoteline Direct, commented: &quot;Insurers will be using [the new mobile phone laws] as an excuse to push people automatically into the non-standard insurance bracket. </p><p>&quot;Three points on a licence for speeding or jumping a red light has always bumped up premiums slightly but I expect many insurers to take a harsher view of people convicted of this offence.&quot;</p><p>While the current legislation may seem harsh to some drivers, safe motoring charity Brake claims the penalties are not harsh enough.</p><p>Jools Townsend, Head of Education at Brake, called for the fine to be raised from &#163;60 to &#163;1,000 and for law enforcement officers to penalise drivers who hold any object in their hands while controlling a car.</p><p>&quot;Concentrating on something inside your vehicle, such as a sat-nav screen or your stereo, is obviously taking your attention away from the road and the job in hand - driving,&quot; he said.</p><p>uSwitch.com has plenty of information on <a href="http://www.uswitch.com/Car-Insurance/Car-Insurance-In-The-UK.html">car insurance in the UK and can also help you find the right deal. Use our <a href="http://www.uswitch.com/Car- Insurance/Index.aspx">car insurance calculator to find yourself a great deal and apply online today.</p></div>