Using phone in a car could cost £100 a year on insurance

31 July 2007

Motorists using a mobile phone while driving are at risk of incurring higher car insurance fees, new research reveals.

As well as the indirect risk of rising insurance premiums through a heightened risk of crashing, Admiral Insurance has revealed that drivers could end up paying around £100 more each year if they are caught driving while on the phone.

"If you receive a motoring conviction no matter what offence it is for, you must inform your car insurance company," Admiral Managing Director Sue Longthorn said.

"This will often result in a higher renewal premium because evidence shows that people with motoring convictions are a higher insurance risk."

Despite over nine in ten (91%) of motorists agreeing with the ban, 33% of drivers still use their phone while driving, according to Admiral's own research.

As well as increased premiums you are now liable for a £60 penalty if you are caught using your mobile phone whilst driving.

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