AA: Car insurance costs increase

18 January 2008

The average UK annual car insurance premium is now more expensive than it has ever been, the AA confirmed yesterday.

According to the car insurance provider's British Insurance Premium Index, premiums continue to grow at around 10% per year.

In addition, the AA has found that the cost of repairing vehicle damage is also increasing by 5% annually - due to increased expensive-to-replace 'optional extras' and increasingly advanced safety systems being fitted.

"The irony of this is that you are much less likely to be killed in a serious accident – and are thus more likely to make a personal injury claim, the cost of which will ultimately find its way to car insurance premiums," John Close at the AA commented.

The AA also found that accidents involving drivers who had not taken out car insurance had dropped by 5.8% last year.

A police crackdown has also seen 150,000 uninsured vehicles seized in 2007.

The cost of car insurance varies widely but you can still get yourself a good deal. Read our tips on finding cheap car insurance and use uSwitch.com's impartial service to compare providers and switch online. No need to give your details out time and again – our service is easy and free to use. Compare car insurance today.

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