'Most are honest' in insurance applications

24 January 2008

Britons are generally honest when filling out car insurance and other cover applications, Friends Provident said yesterday.

According to a study conducted by the insurer, 90% of applicants never misreport their personal circumstances when taking out insurance.

Moreover, a majority (54%) take a hard line on those who do not tell the truth - saying that their insurance payouts should be denied.

Mark Jones, Protection Products and Actuarial Manager at Friends Provident, said: "It's good to see that many people recognise the importance of advice when buying insurance, and that they take the time to answer all questions truthfully when applying for insurance.

"The insurance business is here to provide peace of mind and is not just about collecting premiums and paying valid claims."

Friends Provident also found, more worryingly, that around 20% did not read terms and conditions of insurance policies before signing up.

uSwitch.com has plenty of information on car insurance in the UK and can also help you find the right deal. Use our car insurance calculator to find yourself a great deal and apply online today.

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