Car Insurance prices 'will rely on technology'

14 May 2008

Car insurance companies will use advanced technology in the future to determine how much to charge drivers, according to the Association of British Insurers (ABI).

Malcolm Tarling, spokesman for the ABI, has said that firms will use technology such as pay-as-you-drive systems to determine a customer's risk and charge them accordingly.

He said: "Insurers will certainly use advances in technology and the goal that they are always trying to achieve is to ensure that the price they charge for insurance reflects the actual risk."

Mr Tarling added that "a couple of companies" were already trialling the pay-as-you-drive system, which he believes is an effective method of "ensuring your premium reflects risk".

Last month the BBC reported that black box recorders were being fitted to the cars of young drivers in a bid to reduce the number of accidents.

The scheme, which was being piloted in Staffordshire, involved the recorders sending data on the driver's skills to a website which could then be viewed by the driver's parents.

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