Car insurance premiums rising due to whiplash claims

14 November 2008

The increasing number of whiplash claims being made by UK drivers is putting upward pressure on the cost of car insurance, it has been claimed. 

According to the Association of British Insurers (ABI), the UK has become the whiplash capital of Europe, with whiplash injuries accounting for 75% of all motor personal injury claims, compared to just 40% in the rest of Europe. 

It found that whiplash claims have increased by 25% over the last five years. Around 430,000 claims were made in the UK last year, costing the insurance industry almost £2 billion in compensation. 

AA Insurance, which contributed to the report, said whiplash claims add around £66 to every car insurance policy. 

Director Simon Douglas said: "Over the past year, the average quoted shoparound premium for a comprehensive car insurance policy increased by 8.7% and whiplash injury will become an increasingly important factor in future premium increases."

The cost of car insurance varies widely but you can still get yourself a good deal. Read our tips on finding cheap car insurance and use uSwitch.com's impartial service to compare providers and switch online. No need to give your details out time and again – our service is easy and free to use. Compare car insurance today.

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