Credit cards great online

9 September 2005

Credit card users are most likely to reach for their plastic when buying online, a new report has said.

The report from Apacs, the UK payments' association, says that consumers are likely to use credit cards when buying goods online and debit cards in the shops.

Over 66 per cent of plastic transactions were made using debit cards last year.

The news highlights just how dependent Britons are becoming on their plastic, and how useful credit cards are for online buyers.

Director of communications at APACS, Sandra Quinn, said: "We believe the unique consumer protection afforded by credit cards – such as additional cover for lost or damaged goods – is a key driver in this pattern.

"Using a separate credit card for online shopping allows you to check your statements and spot any potential fraudulent use more easily."

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