Tourists warned over hidden credit card charges

8 August 2008

Tourists are being warned to watch out for hidden charges on overseas credit card transactions and to make sure they are getting the best deal on their plastic. According to research commissioned by Post Office Travel Services, credit card charges on transactions made abroad are the number one holiday irritation among Brits. On those questioned, 63.9% named them as their top holiday grumble, coming above exchange rates and misunderstanding the value of foreign currency. Helen Warburton, Post Office Head of Travel, said: "Our research showed that UK tourists are particularly irritated by the high charges for using credit and debit cards to get cash abroad or make purchases." She advised holidaymakers who want to use their credit card while abroad to make sure they choose one offering 0% commission. According to a report in the Guardian, one advantage of using credit cards abroad - as opposed to debit cards, cash or travellers cheques - is that purchases will be covered by the consumer credit act. This means that the cost of any items purchased between the value of £100 and £30,000 that are found to be damaged or not as described can be recovered from the retailer or the credit card provider.

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