Two new house loan products unveiled

15 November 2005

Northern Rock has placed another new product on the market in the form of a new buy-to-let mortgage product.

The two-year flexible fixed-rate loan demands a minimum of £100,000 to be borrowed at a rate of 4.99 per cent, for up to 87 per cent loan-to-value.

The deal also includes an arrangement fee of 1.5 per cent, and an extra three per cent is payable if a customer desires to make an early repayment within the fixed-rate period.

Another new product on the market comes from Intelligent Finance (IF), whose new fixed rate offset mortgage is also available with a 4.99 per cent interest rate and holds a loan-to-value of 85 per cent. There is a fixed arrangement fee of £499.

The interest rate is fixed until February 1st 2008, and the maximum amount available for borrowing is £500,000.

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