Crunch 'has hit personal loans'

28 March 2008

Recent economic conditions have meant that the rates on unsecured personal loans have increased, Neeanadvisor.com has claimed.

Director at the firm Jo Roberts stated that lenders are "scared" of the credit crunch and this is trickling down into smaller unsecured products.

Because of the risks involved with such products, she asserted, rates are put up so that it is "worth while" for them to be given out.

And because many economies are still in the same position that they have been recently, rates on these loans are likely to rise for about a year, she contended.

"Everybody is very nervous of the financial news that comes in from across the world, especially from America. There is a lot of knee jerk reaction going on, but it will settle down. It always does," she added in an attempt to reassure consumers.

Recent research carried out by Halifax Unsecured Personal Loans suggested that customers want to remain dedicated to the repayment of their credit.

Make sure you know exactly what you're getting when you take out a personal loan. uSwitch.com will search all available providers and find the personal loan that works best for your circumstances. If you're new to borrowing money we have a range of articles on personal loans to help you and can offer help and advice every step of your comparison. Find a personal loan today.

Start switching

< Back to market news

© 2008 Adfero Ltd

Content for the uSwitch.com market news service is provided by a third party, Adfero Ltd. Whilst uSwitch.com makes reasonable efforts to check the reliability of this content, uSwitch.com does not guarantee the accuracy thereof or endorse the views or opinions given by Adfero Ltd, unless expressly stated otherwise.