PPI is important in poorer economic times

12 June 2008

Payment protection insurance (PPI) is very important, especially in harder economic times such as this one, it has been claimed.

In news that may concern those with personal loans, the Association of British Insurers noted that if people face financial difficulty, then they can fall back on PPI.

Particularly good is the fact that those who have been redundant see the benefits of the change, spokeswoman at the organisation Kelly Ostler-Coyle suggested.

"It can give valuable peace of mind as many are unable to cope financially with their commitments when they are off work and looking for alternative employment," she commented.

She added that every single individual will use PPI for varying things and it is up to them how they wish to be protected.

PPI can really "kick in", during these situations, Ms Ostler-Coyle remarked, with pay outs being seen.

From April 2006 to March the following year, 553,000 people lost their jobs in the UK, official government figures stated.

Make sure you know exactly what you're getting when you take out a loan. Compare loans with and without Payment Protection Insurance and read helpful information that will guide you through every step of your application. Applying is quick, easy and free – make a personal loan comparison now.

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