Secured loan news, Oct - Dec 2006

Secured loans now offer a realistic alternative

12 December 2006

A buoyant secured loans market and a radical set of changes to the Consumer Credit Act (CCA) have made the secured loans market a more attractive option for consumers looking to borrow money, according to a loans expert.

Relief for homeowners as analysts predict no rate rises for December

05 December 2006

Homeowners with secured loans are breathing a collective sigh of relief this morning as the vast majority of economic analysts state that they are confident that the interest rate will hold, ahead of tomorrow's monthly review by the monetary policy committee.

Dissent in MPC eases consumers' fears of further rate rises

23 November 2006

Consumers with secured loans breathed a tentative sigh of relief yesterday as the threat of a further interest rate rise was lowered by the news that the decision to raise it earlier this month was not a unanimous one.

Fear of further rate rise eases

15 November 2006

Finally, some good news has arrived for consumers who have taken out loans as the possibility of further interest rate rises eased today.

Big four slow to implement interest rate rise

14 November 2006

Good new for all secured and personal loan holders this week as it emerged that none of the banking 'big four' have implemented the changes to the interest rates yet.

Rate rise could cause problems for loan holders

10 November 2006

Yesterday the Bank of England's monetary policy committee (MPC) confirmed that it was raising the base rate of interest from 4.75% to 5%.

Early Xmas shopping linked to secured loans

03 November 2006

Research from Birmingham Midshires has hinted that many Brits may have started their Christmas shopping early and that a lack of savings could persuade consumers to take out secured loans in order to pay for presents and food over the holiday period.

Top bank official warns on too low interest rates

27 October 2006

The deputy governor of the Bank of England has called for interest rates to go up to try to curb the demand for loans and credit.

£455,000 fine for Loans.co.uk

27 October 2006

The Financial Services Authority (FSA) has fined credit company Loans.co.uk £455,000 for treating its customers unfairly when selling them payment protection insurance (PPI) policies.

Interest rates must rise warns Ernst & Young

24 October 2006

The UK's fast expanding economy and the continuous rise in house prices are among the reasons being cited by economic forecasting group Ernst & Young, as to why the interest rate must rise again.



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