As a specific type of cover offered by one of the UK’s best known and well respected car insurance companies, Admiral LittleBox policies provide discounts to eligible drivers. Although you must meet very specific criteria to qualify for this cover, you can expect to save a percentage of the normal cost of your policy if you are a safe driver.
Contrary to what many people believe, the Admiral LittleBox isn’t Big Brother looking over your shoulder waiting to catch you up on driving more miles than you stated, and it isn’t installed to keep tabs on your whereabouts.
The LittleBox will track your driving habits such as braking and accelerating, but if you are a safe driver, you have nothing to fear.
Admiral LittleBox should be an incentive to save money on your policy and this is why the programme was instituted – to reward drivers for good driving habits. This makes sense from a financial perspective as good drivers don’t get into as many at-fault accidents as those who are careless.
Most reputable insurance companies offer a no claims discount but it is Admiral’s belief that the LittleBox will take drivers one step further. By noting how drivers handle the vehicle, they can contact the insured to discuss those unsatisfactory driving patterns with them. Of course the main purpose is to avoid paying unnecessary claims due to poor driving skills, but it also helps drivers become more aware of these bad habits.
Admiral was awarded The Personal Finance Best Car Insurance Provider in 2014 and 2015. Admiral LittleBox is just one of the innovative types of cover provided by a company with a long history, having over two decades in the UK, and one of the reasons why it won this prestigious award.
The technology behind Admiral’s LittleBox is called ‘telematics’ – it is completely safe to be fitted to your vehicle, it does not void your warranty and they do not contact the police if they find you have a history of speeding. Be aware, however, that your premiums may rise due to unsafe driving habits, but they are not there to punish you. Admiral LittleBox is intended to help save money for the company and to pass those savings on to drivers.